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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2019
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the year ended December 31, 2019:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE
C&I
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072

Charge-offs
(1,028
)
(21
)
(1,049
)
(486
)
(390
)
(95
)
(485
)
(2,020
)
Recoveries
125

168

293

—

72

22

94

387

Provision
263

(2,073
)
(1,810
)
3,114

105

166

271

1,575

Ending Balance

$14,741


$3,921


$18,662


$6,615


$1,390


$347


$1,737


$27,014



The following table presents the activity in the allowance for loan losses for the year ended December 31, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE
C&I
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(10
)
(637
)
(250
)
(193
)
(107
)
(300
)
(1,187
)
Recoveries
25

119

144

21

29

27

56

221

Provision
3,254

158

3,412

(1,211
)
(645
)
(6
)
(651
)
1,550

Ending Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072



The following table presents the activity in the allowance for loan losses for the year ended December 31, 2017:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE
C&I
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$11,166


$6,992


$18,158


$5,252


$1,889


$705


$2,594


$26,004

Charge-offs
(1,867
)
(336
)
(2,203
)
(74
)
(79
)
(106
)
(185
)
(2,462
)
Recoveries
82

169

251

39

33

23

56

346

Provision
3,348

(1,245
)
2,103

210

569

(282
)
287

2,600

Ending Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology:
(Dollars in thousands)
December 31, 2019
 
December 31, 2018
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$603

 

$—

 

$925

 

$—

Commercial & industrial
657

 
580

 
4,714

 
—

Total commercial
1,260

 
580

 
5,639

 
—

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
14,654

 
95

 
9,710

 
100

Consumer:
 
 
 
 
 
 
 
Home equity
1,763

 
291

 
1,445

 
24

Other
106

 
2

 
22

 
3

Total consumer
1,869

 
293

 
1,467

 
27

Subtotal
17,783

 
968

 
16,816

 
127

Loans Collectively Evaluated For Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,546,969

 
14,741

 
1,391,483

 
15,381

Commercial & industrial
584,632

 
3,341

 
615,990

 
5,847

Total commercial
2,131,601

 
18,082

 
2,007,473

 
21,228

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,434,436

 
6,520

 
1,350,677

 
3,887

Consumer:
 
 
 
 
 
 
 
Home equity
289,111

 
1,099

 
279,182

 
1,579

Other
20,068

 
345

 
26,212

 
251

Total consumer
309,179

 
1,444

 
305,394

 
1,830

Subtotal
3,875,216

 
26,046

 
3,663,544

 
26,945

Total

$3,892,999

 

$27,014

 

$3,680,360

 

$27,072