CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2019		Dec. 31, 2018
Assets:
Cash and due from banks		$ 132,193		$ 89,923
Short-term investments		6,262		3,552
Mortgage loans held for sale, at fair value		27,833		20,996
Securities:
Available for sale debt securities, at fair value		899,490		927,810
Held to maturity debt securities, at amortized cost (fair value $10,316 at December 31, 2018)		0		10,415
Total securities		899,490		938,225
Federal Home Loan Bank stock, at cost		50,853		46,068
Loans:
Total loans	[1]	3,892,999		3,680,360
Less allowance for loan losses		27,014		27,072
Net loans		3,865,985		3,653,288
Premises and equipment, net		28,700		29,005
Operating lease right-of-use assets		26,792		0
Investment in bank-owned life insurance		82,490		80,463
Goodwill		63,909		63,909
Identifiable intangible assets, net		7,218		8,162
Other assets		100,934		77,175
Total assets		5,292,659		5,010,766
Liabilities:
Noninterest-bearing deposits		609,924		603,216
Interest-bearing deposits		2,888,958		2,920,832
Total deposits		3,498,882		3,524,048
Federal Home Loan Bank advances		1,141,464		950,722
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		28,861	[2]	0
Other liabilities		97,279		65,131
Total liabilities		4,789,167		4,562,582
Commitments and contingencies (Note 22)
Shareholders’ Equity:
Common stock of $.0625 par value; authorized 60,000,000 shares; issued and outstanding 17,363,455 shares in 2019 and 17,302,037 in 2018		1,085		1,081
Paid-in capital		123,281		119,888
Retained earnings		390,363		355,524
Accumulated other comprehensive loss		(11,237)		(28,309)
Total shareholders’ equity		503,492		448,184
Total liabilities and shareholders’ equity		$ 5,292,659		$ 5,010,766

[1] Includes net unamortized loan origination costs of $5.3 million and $4.7 million, respectively, at December 31, 2019 and 2018 and net unamortized premiums on purchased loans of $995 thousand and $703 thousand, respectively, at December 31, 2019 and 2018.

[2] Includes short-term operating lease liabilities of $2.5 million.