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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2019:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$16,882


$4,453


$21,335


$4,857


$913


$293


$1,206


$27,398

Charge-offs
(947
)
(1
)
(948
)
—

—

(18
)
(18
)
(966
)
Recoveries
—

123

123

—

36

6

42

165

Provision
866

(1,128
)
(262
)
554

64

44

108

400

Ending Balance

$16,801


$3,447


$20,248


$5,411


$1,013


$325


$1,338


$26,997


(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2019:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072

Charge-offs
(947
)
(19
)
(966
)
(486
)
(372
)
(64
)
(436
)
(1,888
)
Recoveries
—

151

151

—

71

16

87

238

Provision
2,367

(2,532
)
(165
)
1,910

(289
)
119

(170
)
1,575

Ending Balance

$16,801


$3,447


$20,248


$5,411


$1,013


$325


$1,338


$26,997

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,443


$6,642


$19,085


$5,314


$1,375


$400


$1,775


$26,174

Charge-offs
—

(1
)
(1
)
(68
)
—

(27
)
(27
)
(96
)
Recoveries
—

71

71

—

2

8

10

81

Provision
1,052

535

1,587

(1,131
)
12

(118
)
(106
)
350

Ending Balance

$13,495


$7,247


$20,742


$4,115


$1,389


$263


$1,652


$26,509

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2018:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(8
)
(635
)
(73
)
(111
)
(70
)
(181
)
(889
)
Recoveries
25

104

129

—

12

19

31

160

Provision
1,368

1,571

2,939

(1,239
)
(924
)
(26
)
(950
)
750

Ending Balance

$13,495


$7,247


$20,742


$4,115


$1,389


$263


$1,652


$26,509


(1) Commercial real estate loans.
(2) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology:
(Dollars in thousands)
September 30, 2019
 
December 31, 2018
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$684

 

$—

 

$925

 

$—

Commercial & industrial
—

 
—

 
4,714

 
—

Total commercial
684

 
—

 
5,639

 
—

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
12,890

 
96

 
9,710

 
100

Consumer:
 
 
 
 
 
 
 
Home equity
1,599

 
220

 
1,445

 
24

Other
107

 
5

 
22

 
3

Total consumer
1,706

 
225

 
1,467

 
27

Subtotal
15,280

 
321

 
16,816

 
127

Loans Collectively Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,516,636

 
16,801

 
1,391,483

 
15,381

Commercial & industrial
566,426

 
3,447

 
615,990

 
5,847

Total commercial
2,083,062

 
20,248

 
2,007,473

 
21,228

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,365,628

 
5,315

 
1,350,677

 
3,887

Consumer:
 
 
 
 
 
 
 
Home equity
292,651

 
793

 
279,182

 
1,579

Other
21,485

 
320

 
26,212

 
251

Total consumer
314,136

 
1,113

 
305,394

 
1,830

Subtotal
3,762,826

 
26,676

 
3,663,544

 
26,945

Total

$3,778,106

 

$26,997

 

$3,680,360

 

$27,072