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Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2019
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2019:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072

Charge-offs

(14
)
(14
)

(61
)
(28
)
(89
)
(103
)
Recoveries

8

8


13

4

17

25

Provision
1,810

(1,343
)
467

22

34

127

161

650

Ending Balance

$17,191


$4,498


$21,689


$4,009


$1,589


$357


$1,946


$27,644


(1) Commercial real estate loans.
(2) Commercial & industrial loans.
 
 
 
 
 
 
 
 
 

The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(6
)
(633
)

(35
)
(22
)
(57
)
(690
)
Recoveries
25

29

54


7

5

12

66

Provision
(308
)
268

(40
)
67

(192
)
165

(27
)

Ending Balance

$11,819


$5,871


$17,690


$5,494


$2,192


$488


$2,680


$25,864

(1) Commercial real estate loans.
(2) Commercial & industrial loans.
 
 
 
 
 
 
 
 
 

Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology:
(Dollars in thousands)
March 31, 2019
 
December 31, 2018
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$926

 

$—

 

$925

 

$—

Commercial & industrial
4,626

 

 
4,714

 

Total commercial
5,552

 

 
5,639

 

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
10,394

 
98

 
9,710

 
100

Consumer:
 
 
 
 
 
 
 
Home equity
1,408

 
111

 
1,445

 
24

Other
20

 
1

 
22

 
3

Total consumer
1,428

 
112

 
1,467

 
27

Subtotal
17,374

 
210

 
16,816

 
127

Loans Collectively Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,462,756

 
17,191

 
1,391,483

 
15,381

Commercial & industrial
605,982

 
4,498

 
615,990

 
5,847

Total commercial
2,068,738

 
21,689

 
2,007,473

 
21,228

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,348,678

 
3,911

 
1,350,677

 
3,887

Consumer:
 
 
 
 
 
 
 
Home equity
278,530

 
1,478

 
279,182

 
1,579

Other
25,149

 
356

 
26,212

 
251

Total consumer
303,679

 
1,834

 
305,394

 
1,830

Subtotal
3,721,095

 
27,434

 
3,663,544

 
26,945

Total

$3,738,469

 

$27,644

 

$3,680,360

 

$27,072