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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the year ended December 31, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(10
)
(637
)
(250
)
(193
)
(107
)
(300
)
(1,187
)
Recoveries
25

119

144

21

29

27

56

221

Provision
3,254

158

3,412

(1,211
)
(645
)
(6
)
(651
)
1,550

Ending Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072

(1)
Commercial real estate loans.
(2)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2017:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$11,166


$6,992


$18,158


$5,252


$1,889


$705


$2,594


$26,004

Charge-offs
(1,867
)
(336
)
(2,203
)
(74
)
(79
)
(106
)
(185
)
(2,462
)
Recoveries
82

169

251

39

33

23

56

346

Provision
3,348

(1,245
)
2,103

210

569

(282
)
287

2,600

Ending Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488


(1)
Commercial real estate loans.
(2)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2016:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$10,898


$8,202


$19,100


$5,460


$1,915


$594


$2,509


$27,069

Charge-offs
(5,816
)
(759
)
(6,575
)
(200
)
(147
)
(90
)
(237
)
(7,012
)
Recoveries
56

156

212

11

37

37

74

297

Provision
6,028

(607
)
5,421

(19
)
84

164

248

5,650

Ending Balance

$11,166


$6,992


$18,158


$5,252


$1,889


$705


$2,594


$26,004

(1)
Commercial real estate loans.
(2)
Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology.
(Dollars in thousands)
December 31, 2018
 
December 31, 2017
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$925

 

$—

 

$4,954

 

$1,018

Construction & industrial
4,714

 
—

 
5,157

 
1

Total commercial
5,639

 
—

 
10,111

 
1,019

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
9,710

 
100

 
9,783

 
104

Consumer:
 
 
 
 
 
 
 
Home equity
1,445

 
24

 
557

 
—

Other
22

 
3

 
147

 
6

Total consumer
1,467

 
27

 
704

 
6

Subtotal
16,816

 
127

 
20,598

 
1,129

Loans Collectively Evaluated For Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,391,483

 
15,381

 
1,205,541

 
11,711

Commercial & industrial
615,990

 
5,847

 
607,177

 
5,579

Total commercial
2,007,473

 
21,228

 
1,812,718

 
17,290

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,350,677

 
3,887

 
1,217,465

 
5,323

Consumer:
 
 
 
 
 
 
 
Home equity
279,182

 
1,579

 
291,910

 
2,412

Other
26,212

 
251

 
31,380

 
334

Total consumer
305,394

 
1,830

 
323,290

 
2,746

Subtotal
3,663,544

 
26,945

 
3,353,473

 
25,359

Total

$3,680,360

 

$27,072

 

$3,374,071

 

$26,488