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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2018
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,443


$6,642


$19,085


$5,314


$1,375


$400


$1,775


$26,174

Charge-offs
—

(1
)
(1
)
(68
)
—

(27
)
(27
)
(96
)
Recoveries
—

71

71

—

2

8

10

81

Provision
1,052

535

1,587

(1,131
)
12

(118
)
(106
)
350

Ending Balance

$13,495


$7,247


$20,742


$4,115


$1,389


$263


$1,652


$26,509


(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2018:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(8
)
(635
)
(73
)
(111
)
(70
)
(181
)
(889
)
Recoveries
25

104

129

—

12

19

31

160

Provision
1,368

1,571

2,939

(1,239
)
(924
)
(26
)
(950
)
750

Ending Balance

$13,495


$7,247


$20,742


$4,115


$1,389


$263


$1,652


$26,509

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2017:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$11,935


$7,067


$19,002


$5,369


$1,927


$364


$2,291


$26,662

Charge-offs
(535
)
(122
)
(657
)
—

(18
)
(19
)
(37
)
(694
)
Recoveries
—

8

8

1

25

6

31

40

Provision
1,387

(301
)
1,086

70

(27
)
171

144

1,300

Ending Balance

$12,787


$6,652


$19,439


$5,440


$1,907


$522


$2,429


$27,308

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2017:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$11,166


$6,992


$18,158


$5,252


$1,889


$705


$2,594


$26,004

Charge-offs
(935
)
(286
)
(1,221
)
(32
)
(79
)
(83
)
(162
)
(1,415
)
Recoveries
82

162

244

29

31

15

46

319

Provision
2,474

(216
)
2,258

191

66

(115
)
(49
)
2,400

Ending Balance

$12,787


$6,652


$19,439


$5,440


$1,907


$522


$2,429


$27,308


(1) Commercial real estate loans.
(2) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
September 30, 2018
 
December 31, 2017
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$—

 

$—

 

$4,954

 

$1,018

Commercial & industrial
4,860

 
—

 
5,157

 
1

Total commercial
4,860

 
—

 
10,111

 
1,019

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
9,428

 
101

 
9,783

 
104

Consumer:
 
 
 
 
 
 
 
Home equity
1,635

 
9

 
557

 
—

Other
22

 
2

 
147

 
6

Total consumer
1,657

 
11

 
704

 
6

Subtotal
15,945

 
112

 
20,598

 
1,129

Loans Collectively Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,240,350

 
13,495

 
1,205,541

 
11,711

Commercial & industrial
652,022

 
7,247

 
607,177

 
5,579

Total commercial
1,892,372

 
20,742

 
1,812,718

 
17,290

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,339,912

 
4,014

 
1,217,465

 
5,323

Consumer:
 
 
 
 
 
 
 
Home equity
280,696

 
1,380

 
291,910

 
2,412

Other
27,278

 
261

 
31,380

 
334

Total consumer
307,974

 
1,641

 
323,290

 
2,746

Subtotal
3,540,258

 
26,397

 
3,353,473

 
25,359

Total

$3,556,203

 

$26,509

 

$3,374,071

 

$26,488