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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2017
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2017:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$10,861

 

$1,505

 

$6,297

 

$18,663

 

$5,359

 

$2,424

 

$26,446

Charge-offs
(400
)
 
—

 
(162
)
 
(562
)
 
(32
)
 
(48
)
 
(642
)
Recoveries
82

 
—

 
47

 
129

 
24

 
5

 
158

Provision
192

 
(305
)
 
885

 
772

 
18

 
(90
)
 
700

Ending Balance

$10,735

 

$1,200

 

$7,067

 

$19,002

 

$5,369

 

$2,291

 

$26,662


(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,971

 

$1,195

 

$6,992

 

$18,158

 

$5,252

 

$2,594

 

$26,004

Charge-offs
(400
)
 
—

 
(164
)
 
(564
)
 
(32
)
 
(125
)
 
(721
)
Recoveries
82

 
—

 
154

 
236

 
28

 
15

 
279

Provision
1,082

 
5

 
85

 
1,172

 
121

 
(193
)
 
1,100

Ending Balance

$10,735

 

$1,200

 

$7,067

 

$19,002

 

$5,369

 

$2,291

 

$26,662

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2016:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$8,586

 

$1,643

 

$8,261

 

$18,490

 

$5,363

 

$2,284

 

$26,137

Charge-offs
(78
)
 
—

 
(746
)
 
(824
)
 
(4
)
 
(32
)
 
(860
)
Recoveries
13

 
—

 
62

 
75

 
2

 
22

 
99

Provision
1,892

 
(739
)
 
(1,057
)
 
96

 
108

 
246

 
450

Ending Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(1,331
)
 
—

 
(754
)
 
(2,085
)
 
(140
)
 
(110
)
 
(2,335
)
Recoveries
17

 
—

 
88

 
105

 
4

 
33

 
142

Provision
2,587

 
(854
)
 
(1,016
)
 
717

 
145

 
88

 
950

Ending Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
June 30, 2017
 
December 31, 2016
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$8,380

 

$485

 

$9,776

 

$448

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
6,939

 
718

 
7,098

 
3

Residential real estate
15,721

 
135

 
15,661

 
151

Consumer
755

 
7

 
1,280

 
4

Subtotal
31,795

 
1,345

 
33,815

 
606

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$1,000,716

 

$10,250

 

$1,064,410

 

$9,523

Construction & development
112,177

 
1,200

 
121,371

 
1,195

Commercial & industrial
570,177

 
6,349

 
569,011

 
6,989

Residential real estate
1,152,384

 
5,234

 
1,107,087

 
5,101

Consumer
332,851

 
2,284

 
338,677

 
2,590

Subtotal
3,168,305

 
25,317

 
3,200,556

 
25,398

Total

$3,200,100

 

$26,662

 

$3,234,371

 

$26,004