XML 41 R28.htm IDEA: XBRL DOCUMENT v3.7.0.1
Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2017
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2017:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,971

 

$1,195

 

$6,992

 

$18,158

 

$5,252

 

$2,594

 

$26,004

Charge-offs
—

 
—

 
(2
)
 
(2
)
 
—

 
(77
)
 
(79
)
Recoveries
—

 
—

 
107

 
107

 
4

 
10

 
121

Provision
890

 
310

 
(800
)
 
400

 
103

 
(103
)
 
400

Ending Balance

$10,861

 

$1,505

 

$6,297

 

$18,663

 

$5,359

 

$2,424

 

$26,446


(1) Commercial & industrial loans.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2016:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(1,253
)
 
—

 
(8
)
 
(1,261
)
 
(136
)
 
(78
)
 
(1,475
)
Recoveries
4

 
—

 
26

 
30

 
2

 
11

 
43

Provision
695

 
(115
)
 
41

 
621

 
37

 
(158
)
 
500

Ending Balance

$8,586

 

$1,643

 

$8,261

 

$18,490

 

$5,363

 

$2,284

 

$26,137

(1) Commercial & industrial loans.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
March 31, 2017
 
December 31, 2016
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$9,773

 

$461

 

$9,776

 

$448

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
6,863

 
201

 
7,098

 
3

Residential real estate
16,176

 
183

 
15,661

 
151

Consumer
964

 
16

 
1,280

 
4

Subtotal
33,776

 
861

 
33,815

 
606

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$1,066,875

 

$10,400

 

$1,064,410

 

$9,523

Construction & development
123,841

 
1,505

 
121,371

 
1,195

Commercial & industrial
555,147

 
6,096

 
569,011

 
6,989

Residential real estate
1,115,034

 
5,176

 
1,107,087

 
5,101

Consumer
330,187

 
2,408

 
338,677

 
2,590

Subtotal
3,191,084

 
25,585

 
3,200,556

 
25,398

Total

$3,224,860

 

$26,446

 

$3,234,371

 

$26,004