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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the year ended December 31, 2016:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140


$1,758


$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(5,816
)

(759
)
 
(6,575
)
 
(200
)
 
(237
)
 
(7,012
)
Recoveries
56


156

 
212

 
11

 
74

 
297

Provision
6,591

(563
)
(607
)
 
5,421

 
(19
)
 
248

 
5,650

Ending Balance

$9,971


$1,195


$6,992

 

$18,158

 

$5,252

 

$2,594

 

$26,004

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,202


$1,300


$7,987


$17,489


$5,430


$2,713


$2,391


$28,023

Charge-offs
(809
)

(671
)
(1,480
)
(207
)
(618
)

(2,305
)
Recoveries
92


87

179

28

94


301

Provision
1,655

458

799

2,912

209

320

(2,391
)
1,050

Ending Balance

$9,140


$1,758


$8,202


$19,100


$5,460


$2,509


$—


$27,069

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,022


$383


$7,835


$16,240


$6,450


$2,511


$2,685


$27,886

Charge-offs
(977
)

(558
)
(1,535
)
(132
)
(282
)

(1,949
)
Recoveries
24


86

110

51

75


236

Provision
1,133

917

624

2,674

(939
)
409

(294
)
1,850

Ending Balance

$8,202


$1,300


$7,987


$17,489


$5,430


$2,713


$2,391


$28,023

(1)
Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology.
(Dollars in thousands)
December 31, 2016
 
December 31, 2015
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$9,776

 

$448

 

$15,141

 

$1,633

Construction & development

 

 

 

Commercial & industrial
7,098

 
3

 
3,871

 
771

Residential Real Estate
15,661

 
151

 
11,333

 
156

Consumer
1,280

 
4

 
1,881

 
23

Subtotal
33,815

 
606

 
32,226

 
2,583

Loans Collectively Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages
1,064,410

 
9,523

 
916,812

 
7,507

Construction & development
121,371

 
1,195

 
122,297

 
1,758

Commercial & industrial
569,011

 
6,989

 
596,426

 
7,431

Residential Real Estate
1,107,087

 
5,101

 
1,002,222

 
5,304

Consumer
338,677

 
2,590

 
343,144

 
2,486

Subtotal
3,200,556

 
25,398

 
2,980,901

 
24,486

Total

$3,234,371

 

$26,004

 

$3,013,127

 

$27,069