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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2016
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826

Charge-offs
(1,940
)
 
—

 
(3
)
 
(1,943
)
 
(52
)
 
(60
)
 
(2,055
)
Recoveries
4

 
—

 
46

 
50

 
5

 
23

 
78

Provision
1,981

 
78

 
(59
)
 
2,000

 
(21
)
 
(179
)
 
1,800

Ending Balance

$10,458

 

$982

 

$6,504

 

$17,944

 

$5,401

 

$2,304

 

$25,649

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(3,271
)
 
—

 
(757
)
 
(4,028
)
 
(192
)
 
(170
)
 
(4,390
)
Recoveries
21

 
—

 
134

 
155

 
9

 
56

 
220

Provision
4,568

 
(776
)
 
(1,075
)
 
2,717

 
124

 
(91
)
 
2,750

Ending Balance

$10,458

 

$982

 

$6,504

 

$17,944

 

$5,401

 

$2,304

 

$25,649

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587

Charge-offs
—

 
—

 
(378
)
 
(378
)
 
(34
)
 
(313
)
 
—

 
(725
)
Recoveries
4

 
—

 
30

 
34

 
22

 
43

 
—

 
99

Provision
(38
)
 
5

 
691

 
658

 
150

 
(164
)
 
(444
)
 
200

Ending Balance

$8,495

 

$1,689

 

$7,353

 

$17,537

 

$5,543

 

$2,249

 

$1,832

 

$27,161

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,202

 

$1,300

 

$7,987

 

$17,489

 

$5,430

 

$2,713

 

$2,391

 

$28,023

Charge-offs
(400
)
 
—

 
(429
)
 
(829
)
 
(88
)
 
(484
)
 
—

 
(1,401
)
Recoveries
88

 
—

 
62

 
150

 
26

 
63

 
—

 
239

Provision
605

 
389

 
(267
)
 
727

 
175

 
(43
)
 
(559
)
 
300

Ending Balance

$8,495

 

$1,689

 

$7,353

 

$17,537

 

$5,543

 

$2,249

 

$1,832

 

$27,161


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
September 30, 2016
 
December 31, 2015
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$11,546

 

$972

 

$15,141

 

$1,633

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
2,403

 
15

 
3,871

 
771

Residential real estate
14,067

 
201

 
11,333

 
156

Consumer
1,818

 
6

 
1,881

 
23

Subtotal
29,834

 
1,194

 
32,226

 
2,583

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$1,074,629

 

$9,486

 

$916,812

 

$7,507

Construction & development
98,735

 
982

 
122,297

 
1,758

Commercial & industrial
569,902

 
6,489

 
596,426

 
7,431

Residential real estate
1,065,820

 
5,200

 
1,002,222

 
5,304

Consumer
342,435

 
2,298

 
343,144

 
2,486

Subtotal
3,151,521

 
24,455

 
2,980,901

 
24,486

Total

$3,181,355

 

$25,649

 

$3,013,127

 

$27,069