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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2016
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$8,586

 

$1,643

 

$8,261

 

$18,490

 

$5,363

 

$2,284

 

$26,137

Charge-offs
(78
)
 
—

 
(746
)
 
(824
)
 
(4
)
 
(32
)
 
(860
)
Recoveries
13

 
—

 
62

 
75

 
2

 
22

 
99

Provision
1,892

 
(739
)
 
(1,057
)
 
96

 
108

 
246

 
450

Ending Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(1,331
)
 
—

 
(754
)
 
(2,085
)
 
(140
)
 
(110
)
 
(2,335
)
Recoveries
17

 
—

 
88

 
105

 
4

 
33

 
142

Provision
2,587

 
(854
)
 
(1,016
)
 
717

 
145

 
88

 
950

Ending Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,331

 

$1,229

 

$7,803

 

$17,363

 

$5,355

 

$2,731

 

$2,361

 

$27,810

Charge-offs
(200
)
 
—

 
(44
)
 
(244
)
 
(6
)
 
(105
)
 
—

 
(355
)
Recoveries
4

 
—

 
18

 
22

 
2

 
8

 
—

 
32

Provision
394

 
455

 
(767
)
 
82

 
54

 
49

 
(85
)
 
100

Ending Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,202

 

$1,300

 

$7,987

 

$17,489

 

$5,430

 

$2,713

 

$2,391

 

$28,023

Charge-offs
(400
)
 
—

 
(51
)
 
(451
)
 
(54
)
 
(171
)
 
—

 
(676
)
Recoveries
84

 
—

 
32

 
116

 
4

 
20

 
—

 
140

Provision
643

 
384

 
(958
)
 
69

 
25

 
121

 
(115
)
 
100

Ending Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
June 30, 2016
 
December 31, 2015
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$13,480

 

$714

 

$15,141

 

$1,633

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
2,006

 
23

 
3,871

 
771

Residential real estate
14,338

 
223

 
11,333

 
156

Consumer
1,692

 
51

 
1,881

 
23

Subtotal
31,516

 
1,011

 
32,226

 
2,583

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$1,061,267

 

$9,699

 

$916,812

 

$7,507

Construction & development
81,812

 
904

 
122,297

 
1,758

Commercial & industrial
573,655

 
6,497

 
596,426

 
7,431

Residential real estate
990,698

 
5,246

 
1,002,222

 
5,304

Consumer
341,936

 
2,469

 
343,144

 
2,486

Subtotal
3,049,368

 
24,815

 
2,980,901

 
24,486

Total

$3,080,884

 

$25,826

 

$3,013,127

 

$27,069