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Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2016
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$—

 

$27,069

Charge-offs
(1,253
)
 
—

 
(8
)
 
(1,261
)
 
(136
)
 
(78
)
 
—

 
(1,475
)
Recoveries
4

 
—

 
26

 
30

 
2

 
11

 
—

 
43

Provision
695

 
(115
)
 
41

 
621

 
37

 
(158
)
 
—

 
500

Ending Balance

$8,586

 

$1,643

 

$8,261

 

$18,490

 

$5,363

 

$2,284

 

$—

 

$26,137

(1) Commercial & industrial loans.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table presents the activity in the allowance for loan losses for the three months ended March 31, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,202

 

$1,300

 

$7,987

 

$17,489

 

$5,430

 

$2,713

 

$2,391

 

$28,023

Charge-offs
(200
)
 
—

 
(7
)
 
(207
)
 
(48
)
 
(66
)
 
—

 
(321
)
Recoveries
80

 
—

 
14

 
94

 
2

 
12

 
—

 
108

Provision
249

 
(71
)
 
(191
)
 
(13
)
 
(29
)
 
72

 
(30
)
 
—

Ending Balance

$8,331

 

$1,229

 

$7,803

 

$17,363

 

$5,355

 

$2,731

 

$2,361

 

$27,810


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology.
(Dollars in thousands)
March 31, 2016
 
December 31, 2015
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$13,480

 

$586

 

$15,141

 

$1,633

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
3,496

 
757

 
3,871

 
771

Residential real estate
10,013

 
133

 
11,333

 
156

Consumer
1,573

 
1

 
1,881

 
23

Subtotal

$28,562

 

$1,477

 

$32,226

 

$2,583

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$963,451

 

$8,000

 

$916,812

 

$7,507

Construction & development
123,032

 
1,643

 
122,297

 
1,758

Commercial & industrial
595,352

 
7,504

 
596,426

 
7,431

Residential real estate
994,336

 
5,230

 
1,002,222

 
5,304

Consumer
342,260

 
2,283

 
343,144

 
2,486

Subtotal

$3,018,431

 

$24,660

 

$2,980,901

 

$24,486

Total

$3,046,993

 

$26,137

 

$3,013,127

 

$27,069