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CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2016
Dec. 31, 2015
Assets:    
Cash and due from banks $ 89,966 $ 93,222
Short-term investments 4,931 4,409
Mortgage loans held for sale 22,895 38,554
Securities:    
Available for sale, at fair value 411,352 375,044
Held to maturity, at amortized cost 19,040 20,023
Total securities 430,392 395,067
Federal Home Loan Bank stock, at cost 26,515 24,316
Loans:    
Commercial 1,698,811 1,654,547
Residential real estate 1,004,349 1,013,555
Consumer 343,833 345,025
Total loans [1] 3,046,993 3,013,127
Less allowance for loan losses 26,137 27,069
Net loans 3,020,856 2,986,058
Premises and equipment, net 29,882 29,593
Investment in bank-owned life insurance 66,000 65,501
Goodwill 64,059 64,059
Identifiable intangible assets, net 11,137 11,460
Other assets 71,577 59,365
Total assets 3,838,210 3,771,604
Liabilities:    
Demand deposits 539,119 537,298
NOW accounts 394,873 412,602
Money market accounts 763,565 823,490
Savings accounts 331,800 326,967
Time deposits 850,294 833,898
Total deposits 2,879,651 2,934,255
Federal Home Loan Bank advances 487,189 378,973
Junior subordinated debentures 22,681 22,681
Other liabilities 67,409 60,307
Total liabilities $ 3,456,930 $ 3,396,216
Commitments and contingencies
Shareholders' Equity:    
Common stock $ 1,064 $ 1,064
Paid-in capital 111,641 110,949
Retained earnings 277,810 273,074
Accumulated other comprehensive loss (9,235) (9,699)
Total shareholders' equity 381,280 375,388
Total liabilities and shareholders’ equity $ 3,838,210 $ 3,771,604
[1] Includes net unamortized loan origination costs of $2.6 million at both at March 31, 2016 and December 31, 2015 and net unamortized premiums on purchased loans of $78 thousand and $84 thousand, respectively, at March 31, 2016 and December 31, 2015.