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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the year ended December 31, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,202


$1,300


$7,987


$17,489


$5,430


$2,713


$2,391


$28,023

Charge-offs
(809
)
—

(671
)
(1,480
)
(207
)
(618
)
—

(2,305
)
Recoveries
92

—

87

179

28

94

—

301

Provision
1,655

458

799

2,912

209

320

(2,391
)
1,050

Ending Balance

$9,140


$1,758


$8,202


$19,100


$5,460


$2,509


$—


$27,069

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,022


$383


$7,835


$16,240


$6,450


$2,511


$2,685


$27,886

Charge-offs
(977
)
—

(558
)
(1,535
)
(132
)
(282
)
—

(1,949
)
Recoveries
24

—

86

110

51

75

—

236

Provision
1,133

917

624

2,674

(939
)
409

(294
)
1,850

Ending Balance

$8,202


$1,300


$7,987


$17,489


$5,430


$2,713


$2,391


$28,023

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2013:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$9,817


$224


$8,934


$18,975


$6,428


$2,684


$2,786


$30,873

Charge-offs
(5,213
)
—

(358
)
(5,571
)
(128
)
(323
)
—

(6,022
)
Recoveries
380

—

153

533

3

99

—

635

Provision
3,038

159

(894
)
2,303

147

51

(101
)
2,400

Ending Balance

$8,022


$383


$7,835


$16,240


$6,450


$2,511


$2,685


$27,886

(1)
Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology. See disclosure above regarding the reclassification of the unallocated allowance in 2015.
(Dollars in thousands)
December 31, 2015
 
December 31, 2014
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$15,141

 

$1,633

 

$14,991

 

$927

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
3,871

 
771

 
2,921

 
177

Residential Real Estate
11,333

 
156

 
3,698

 
326

Consumer
1,881

 
23

 
409

 
153

Subtotal
32,226

 
2,583

 
22,019

 
1,583

Loans Collectively Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages
916,812

 
7,507

 
828,987

 
7,275

Construction & development
122,297

 
1,758

 
79,592

 
1,300

Commercial & industrial
596,426

 
7,431

 
608,997

 
7,810

Residential Real Estate
1,002,222

 
5,304

 
981,717

 
5,104

Consumer
343,144

 
2,486

 
337,964

 
2,560

Subtotal
2,980,901

 
24,486

 
2,837,257

 
24,049

Unallocated
—

 
—

 
—

 
2,391

Total

$3,013,127

 

$27,069

 

$2,859,276

 

$28,023