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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2015
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for three months ended June 30, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,331

 

$1,229

 

$7,803

 

$17,363

 

$5,355

 

$2,731

 

$2,361

 

$27,810

Charge-offs
(200
)
 
—

 
(44
)
 
(244
)
 
(6
)
 
(105
)
 
—

 
(355
)
Recoveries
4

 
—

 
18

 
22

 
2

 
8

 
—

 
32

Provision
394

 
455

 
(767
)
 
82

 
54

 
49

 
(85
)
 
100

Ending Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for three months ended June 30, 2014:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,547

 

$269

 

$8,470

 

$15,286

 

$7,148

 

$2,577

 

$2,032

 

$27,043

Charge-offs
(32
)
 
—

 
(115
)
 
(147
)
 
(30
)
 
(90
)
 
—

 
(267
)
Recoveries
6

 
—

 
20

 
26

 
—

 
17

 
—

 
43

Provision
1,671

 
225

 
(487
)
 
1,409

 
(927
)
 
73

 
(105
)
 
450

Ending Balance

$8,192

 

$494

 

$7,888

 

$16,574

 

$6,191

 

$2,577

 

$1,927

 

$27,269

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for six months ended June 30, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,202

 

$1,300

 

$7,987

 

$17,489

 

$5,430

 

$2,713

 

$2,391

 

$28,023

Charge-offs
(400
)
 
—

 
(51
)
 
(451
)
 
(54
)
 
(171
)
 
—

 
(676
)
Recoveries
84

 
—

 
32

 
116

 
4

 
20

 
—

 
140

Provision
643

 
384

 
(958
)
 
69

 
25

 
121

 
(115
)
 
100

Ending Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for six months ended June 30, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,022

 

$383

 

$7,835

 

$16,240

 

$6,450

 

$2,511

 

$2,685

 

$27,886

Charge-offs
(977
)
 
—

 
(311
)
 
(1,288
)
 
(72
)
 
(130
)
 
—

 
(1,490
)
Recoveries
12

 
—

 
46

 
58

 
35

 
30

 
—

 
123

Provision
1,135

 
111

 
318

 
1,564

 
(222
)
 
166

 
(758
)
 
750

Ending Balance

$8,192

 

$494

 

$7,888

 

$16,574

 

$6,191

 

$2,577

 

$1,927

 

$27,269


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
June 30, 2015
 
December 31, 2014
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$14,363

 

$1,177

 

$14,991

 

$927

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
3,248

 
69

 
2,921

 
177

Residential real estate
3,103

 
233

 
3,698

 
326

Consumer
795

 
174

 
409

 
153

Subtotal

$21,509

 

$1,653

 

$22,019

 

$1,583

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$862,226

 

$7,352

 

$828,987

 

$7,275

Construction & development
110,989

 
1,684

 
79,592

 
1,300

Commercial & industrial
592,711

 
6,941

 
608,997

 
7,810

Residential real estate
998,160

 
5,172

 
981,717

 
5,104

Consumer
342,989

 
2,509

 
337,964

 
2,560

Subtotal

$2,907,075

 

$23,658

 

$2,837,257

 

$24,049

Unallocated
—

 
2,276

 
—

 
2,391

Total

$2,928,584

 

$27,587

 

$2,859,276

 

$28,023