Shareholders' Equity

6 Months Ended

Jun. 30, 2015

Regulatory Capital Requirements [Abstract]

Regulatory Capital Requirements

Shareholders’ Equity

Regulatory Capital Requirements

The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios, as well as the corresponding minimum required capital ratios and minimum capital ratios required for the Bank to be “well capitalized” for purposes of the Federal Deposit Insurance Corporation’s (“FDIC”) prompt corrective action provisions:

(Dollars in thousands)	Actual				For Capital Adequacy Purposes				To Be “Well Capitalized” Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2015
Total Capital (to Risk-Weighted Assets):
Corporation		$358,896	12.78	%		$224,669	8.00	%		N/A	N/A
Bank	354,710		12.63		224,613		8.00		280,766		10.00
Tier 1 Capital (to Risk-Weighted Assets):
Corporation	330,973		11.79		168,502		6.00		N/A		N/A
Bank	326,787		11.64		168,460		6.00		224,613		8.00
Common Equity Tier 1 Capital (to Risk-Weighted Assets): (1)
Corporation	308,974		11.00		126,376		4.50		N/A		N/A
Bank	326,787		11.64		126,345		4.50		182,498		6.50
Tier 1 Capital (to Average Assets): (2)
Corporation	330,973		9.31		142,262		4.00		N/A		N/A
Bank	326,787		9.20		142,145		4.00		177,681		5.00
December 31, 2014
Total Capital (to Risk-Weighted Assets):
Corporation	343,934		12.56		219,149		8.00		N/A		N/A
Bank	339,268		12.39		219,075		8.00		273,844		10.00
Tier 1 Capital (to Risk-Weighted Assets):
Corporation	315,575		11.52		109,574		4.00		N/A		N/A
Bank	310,909		11.35		109,537		4.00		164,306		6.00
Tier 1 Capital (to Average Assets): (2)
Corporation	315,575		9.14		138,090		4.00		N/A		N/A
Bank	310,909		9.01		137,964		4.00		172,454		5.00

(1) New capital ratio effective January 1, 2015 under the Basel III capital requirements. See additional discussion of Basel III and the new regulatory capital requirements in the “Supervision and Regulation” section in the Annual Report on Form 10-K for the fiscal year ended December 31, 2014.

(2)    Leverage ratio.