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Shareholders' Equity (Tables)
3 Months Ended
Mar. 31, 2015
Regulatory Capital Requirements [Abstract]  
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios, as well as the corresponding minimum required capital ratios and minimum capital ratios required for the Bank to be “well capitalized” for purposes of the Federal Deposit Insurance Corporation’s (“FDIC”) prompt corrective action provisions:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be “Well Capitalized” Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
March 31, 2015
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$352,521

 
12.80
%
 

$220,262

 
8.00
%
 

N/A

 
N/A
Bank
347,674

 
12.63

 
220,187

 
8.00

 
275,234

 
10.00
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
324,375

 
11.78

 
165,196

 
6.00

 
N/A

 
N/A
Bank
319,528

 
11.61

 
165,140

 
6.00

 
220,187

 
8.00
Common Equity Tier 1 Capital (to Risk-Weighted Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
302,376

 
10.98

 
123,897

 
4.50

 
N/A

 
N/A
Bank
319,528

 
11.61

 
123,855

 
4.50

 
178,902

 
6.50
Tier 1 Capital (to Average Assets): (2)
 
 
 
 
 
 
 
 
 
 
 
Corporation
324,375

 
9.21

 
140,864

 
4.00

 
N/A

 
N/A
Bank
319,528

 
9.08

 
140,738

 
4.00

 
175,922

 
5.00
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
343,934

 
12.56

 
219,149

 
8.00

 
273,936

 
N/A
Bank
339,268

 
12.39

 
219,075

 
8.00

 
273,844

 
10.00
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
315,575

 
11.52

 
109,574

 
4.00

 
164,361

 
N/A
Bank
310,909

 
11.35

 
109,537

 
4.00

 
164,306

 
6.00
Tier 1 Capital (to Average Assets): (2)
 
 
 
 
 
 
 
 
 
 
 
Corporation
315,575

 
9.14

 
138,090

 
4.00

 
172,612

 
N/A
Bank
310,909

 
9.01

 
137,964

 
4.00

 
172,454

 
5.00
(1)
New capital ratio effective January 1, 2015 under the Basel III capital requirements. See additional discussion of Basel III and the new regulatory capital requirements in the “Supervision and Regulation” section in the Annual Report on Form 10-K for the fiscal year ended December 31, 2014.
(2)    Leverage ratio.