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Shareholders' Equity (Tables)
12 Months Ended
Dec. 31, 2014
Equity [Abstract]  
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios, as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy
Purposes
 
To Be “Well Capitalized”
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$343,934

 
12.56
%
 

$219,149

 
8.00
%
 

$273,936

 
10.00
%
Bank
339,268

 
12.39

 
219,075

 
8.00

 
273,844

 
10.00

Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
315,575

 
11.52

 
109,574

 
4.00

 
164,361

 
6.00

Bank
310,909

 
11.35

 
109,537

 
4.00

 
164,306

 
6.00

Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
315,575

 
9.14

 
138,090

 
4.00

 
172,612

 
5.00

Bank
310,909

 
9.01

 
137,964

 
4.00

 
172,454

 
5.00

 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
319,486

 
13.29

 
192,306

 
8.00

 
240,382

 
10.00

Bank
314,458

 
13.09

 
192,147

 
8.00

 
240,184

 
10.00

Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
291,292

 
12.12

 
96,153

 
4.00

 
144,229

 
6.00

Bank
286,264

 
11.92

 
96,074

 
4.00

 
144,111

 
6.00

Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
291,292

 
9.41

 
123,785

 
4.00

 
154,732

 
5.00

Bank
286,264

 
9.26

 
123,633

 
4.00

 
154,541

 
5.00

(1)
Leverage ratio