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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2014
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the year ended December 31, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,022


$383


$7,835


$16,240


$6,450


$2,511


$2,685


$27,886

Charge-offs
(977
)
—

(558
)
(1,535
)
(132
)
(282
)
—

(1,949
)
Recoveries
24

—

86

110

51

75

—

236

Provision
1,133

917

624

2,674

(939
)
409

(294
)
1,850

Ending Balance

$8,202


$1,300


$7,987


$17,489


$5,430


$2,713


$2,391


$28,023

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2013:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$9,817


$224


$8,934


$18,975


$6,428


$2,684


$2,786


$30,873

Charge-offs
(5,213
)
—

(358
)
(5,571
)
(128
)
(323
)
—

(6,022
)
Recoveries
380

—

153

533

3

99

—

635

Provision
3,038

159

(894
)
2,303

147

51

(101
)
2,400

Ending Balance

$8,022


$383


$7,835


$16,240


$6,450


$2,511


$2,685


$27,886

(1)
Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
C&I (1)
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,580


$95


$8,709


$17,384


$6,867


$2,452


$3,099


$29,802

Charge-offs
(485
)
—

(1,179
)
(1,664
)
(367
)
(304
)
—

(2,335
)
Recoveries
442

—

103

545

110

51

—

706

Provision
1,280

129

1,301

2,710

(182
)
485

(313
)
2,700

Ending Balance

$9,817


$224


$8,934


$18,975


$6,428


$2,684


$2,786


$30,873

(1)
Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology:
(Dollars in thousands)
December 31, 2014
 
December 31, 2013
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$14,991

 

$927

 

$30,292

 

$552

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
2,921

 
177

 
2,556

 
463

Residential Real Estate
3,698

 
326

 
4,290

 
463

Consumer
409

 
153

 
355

 
3

Subtotal
22,019

 
1,583

 
37,493

 
1,481

Loans Collectively Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages
828,987

 
7,275

 
765,957

 
7,470

Construction & development
79,592

 
1,300

 
36,289

 
383

Commercial & industrial
608,997

 
7,810

 
528,241

 
7,372

Residential Real Estate
981,717

 
5,104

 
768,384

 
5,987

Consumer
337,964

 
2,560

 
326,520

 
2,508

Subtotal
2,837,257

 
24,049

 
2,425,391

 
23,720

Unallocated
—

 
2,391

 
—

 
2,685

Total

$2,859,276

 

$28,023

 

$2,462,884

 

$27,886