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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2014
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following tables present the activity in the allowance for loan losses for the three months ended June 30, 2014 and 2013, respectively:
 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,547

 

$269

 

$5,201

 

$12,017

 

$5,087

 

$2,565

 

$7,374

 

$27,043

Charge-offs
(32
)
 
—

 
(115
)
 
(147
)
 
(30
)
 
(90
)
 


 
(267
)
Recoveries
6

 
—

 
20

 
26

 
—

 
17

 


 
43

Provision
452

 
225

 
348

 
1,025

 
(217
)
 
77

 
(435
)
 
450

Ending Balance

$6,973

 

$494

 

$5,454

 

$12,921

 

$4,840

 

$2,569

 

$6,939

 

$27,269


 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,607

 

$246

 

$5,966

 

$15,819

 

$4,533

 

$2,489

 

$8,298

 

$31,139

Charge-offs
(4,000
)
 
—

 
(85
)
 
(4,085
)
 
(39
)
 
(51
)
 


 
(4,175
)
Recoveries
186

 
—

 
22

 
208

 
3

 
9

 


 
220

Provision
955

 
31

 
(461
)
 
525

 
194

 
8

 
(27
)
 
700

Ending Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884



The following tables present the activity in the allowance for loan losses for six months ended June 30, 2014 and 2013, respectively:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,969

 

$362

 

$5,433

 

$12,764

 

$4,700

 

$2,511

 

$7,911

 

$27,886

Charge-offs
(977
)
 
—

 
(311
)
 
(1,288
)
 
(72
)
 
(130
)
 


 
(1,490
)
Recoveries
12

 
—

 
46

 
58

 
35

 
30

 


 
123

Provision
969

 
132

 
286

 
1,387

 
177

 
158

 
(972
)
 
750

Ending Balance

$6,973

 

$494

 

$5,454

 

$12,921

 

$4,840

 

$2,569

 

$6,939

 

$27,269


(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(4,114
)
 
—

 
(178
)
 
(4,292
)
 
(48
)
 
(209
)
 


 
(4,549
)
Recoveries
192

 
—

 
44

 
236

 
3

 
21

 


 
260

Provision
1,263

 
53

 
(420
)
 
896

 
467

 
(41
)
 
(22
)
 
1,300

Ending Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
June 30, 2014
 
December 31, 2013
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$24,893

 

$747

 

$30,292

 

$552

Construction & development
—

 
—

 
—

 
—

Other
2,585

 
324

 
2,556

 
463

Residential real estate
4,456

 
390

 
4,290

 
463

Consumer
291

 
64

 
355

 
3

Subtotal

$32,225

 

$1,525

 

$37,493

 

$1,481

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$747,879

 

$6,226

 

$765,957

 

$6,417

Construction & development
38,574

 
494

 
36,289

 
362

Other
552,239

 
5,130

 
528,241

 
4,970

Residential real estate
872,183

 
4,450

 
768,384

 
4,237

Consumer
338,024

 
2,505

 
326,520

 
2,508

Subtotal

$2,548,899

 

$18,805

 

$2,425,391

 

$18,494

Unallocated
—

 
6,939

 
—

 
7,911

Total

$2,581,124

 

$27,269

 

$2,462,884

 

$27,886