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Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2014
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following tables present the activity in the allowance for loan losses for the periods presented:
For the three months ended March 31, 2014:
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,969

 

$362

 

$5,433

 

$12,764

 

$4,700

 

$2,511

 

$7,911

 

$27,886

Charge-offs
(945
)
 
—

 
(196
)
 
(1,141
)
 
(42
)
 
(40
)
 


 
(1,223
)
Recoveries
6

 
—

 
26

 
32

 
35

 
13

 


 
80

Provision
517

 
(93
)
 
(62
)
 
362

 
394

 
81

 
(537
)
 
300

Ending Balance

$6,547

 

$269

 

$5,201

 

$12,017

 

$5,087

 

$2,565

 

$7,374

 

$27,043


For the three months ended March 31, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(114
)
 
—

 
(93
)
 
(207
)
 
(9
)
 
(158
)
 


 
(374
)
Recoveries
6

 
—

 
22

 
28

 
—

 
12

 


 
40

Provision
308

 
22

 
41

 
371

 
273

 
(49
)
 
5

 
600

Ending Balance

$9,607

 

$246

 

$5,966

 

$15,819

 

$4,533

 

$2,489

 

$8,298

 

$31,139
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
March 31, 2014
 
December 31, 2013
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$25,089

 

$292

 

$30,292

 

$552

Construction & development
—

 
—

 
—

 
—

Other
2,186

 
297

 
2,556

 
463

Residential real estate
3,506

 
436

 
4,290

 
463

Consumer
344

 
2

 
355

 
3

Subtotal

$31,125

 

$1,027

 

$37,493

 

$1,481

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$763,747

 

$6,255

 

$765,957

 

$6,417

Construction & development
24,696

 
269

 
36,289

 
362

Other
521,565

 
4,904

 
528,241

 
4,970

Residential real estate
806,887

 
4,651

 
768,384

 
4,237

Consumer
330,583

 
2,563

 
326,520

 
2,508

Subtotal

$2,447,478

 

$18,642

 

$2,425,391

 

$18,494

Unallocated
—

 
7,374

 
—

 
7,911

Total

$2,478,603

 

$27,043

 

$2,462,884

 

$27,886