XML 50 R42.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Receivables [Abstract]    
Allowance for Loan Losses Rollforward Analysis  
The following tables present the activity in the allowance for loan losses for the periods indicated:
For the year ended December 31, 2013:
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
Other
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$9,407


$224


$5,996


$15,627


$4,269


$2,684


$8,293


$30,873

Charge-offs
(5,213
)

(358
)
(5,571
)
(128
)
(323
)


(6,022
)
Recoveries
380


153

533

3

99



635

Provision
2,395

138

(358
)
2,175

556

51

(382
)
2,400

Ending Balance

$6,969


$362


$5,433


$12,764


$4,700


$2,511


$7,911


$27,886


For the year ended December 31, 2012:
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
Other
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$8,195


$95


$6,200


$14,490


$4,694


$2,452


$8,166


$29,802

Charge-offs
(485
)

(1,179
)
(1,664
)
(367
)
(304
)


(2,335
)
Recoveries
442


103

545

110

51



706

Provision
1,255

129

872

2,256

(168
)
485

127

2,700

Ending Balance

$9,407


$224


$5,996


$15,627


$4,269


$2,684


$8,293


$30,873


For the year ended December 31, 2011:
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
Mortgages
Construction
Other
Total Commercial
Residential
Consumer
Unallocated
Total
Beginning Balance

$7,330


$723


$6,495


$14,548


$4,129


$1,903


$8,003


$28,583

Charge-offs
(960
)

(1,685
)
(2,645
)
(641
)
(548
)


(3,834
)
Recoveries
7


311

318

4

31



353

Provision
1,818

(628
)
1,079

2,269

1,202

1,066

163

4,700

Ending Balance

$8,195


$95


$6,200


$14,490


$4,694


$2,452


$8,166


$29,802


Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology.
(Dollars in thousands)
December 31, 2013
 
December 31, 2012
 
 
 
Related
Allowance
 
 
 
Related
Allowance
 
Loans
 
 
Loans
 
Loans Individually Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$30,292

 

$552

 

$20,250

 

$1,720

Construction & development

 

 

 

Other
2,556

 
463

 
10,989

 
694

Residential Real Estate
4,290

 
463

 
3,868

 
463

Consumer
355

 
3

 
440

 
3

Subtotal

$37,493

 

$1,481

 

$35,547

 

$2,880

Loans Collectively Evaluated For Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$765,957

 

$6,417

 

$690,563

 

$7,687

Construction & development
36,289

 
362

 
27,842

 
224

Other
528,241

 
4,970

 
502,775

 
5,302

Residential Real Estate
768,384

 
4,237

 
713,813

 
3,806

Consumer
326,520

 
2,508

 
323,463

 
2,681

Subtotal

$2,425,391

 

$18,494

 

$2,258,456

 

$19,700

Unallocated

 
7,911

 

 
8,293

Total

$2,462,884

 

$27,886

 

$2,294,003

 

$30,873