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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2013
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following tables present the activity in the allowance for loan losses for the periods presented:
For the three months ended September 30, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884

Charge-offs
(640
)
 
—

 
(81
)
 
(721
)
 
—

 
(49
)
 


 
(770
)
Recoveries
38

 
—

 
83

 
121

 
—

 
73

 


 
194

Provision
493

 
164

 
126

 
783

 
(11
)
 
16

 
(88
)
 
700

Ending Balance

$6,639

 

$441

 

$5,570

 

$12,650

 

$4,680

 

$2,495

 

$8,183

 

$28,008


For the three months ended September 30, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448

Charge-offs
(258
)
 
—

 
(15
)
 
(273
)
 
(65
)
 
(86
)
 


 
(424
)
Recoveries
46

 
—

 
37

 
83

 
24

 
21

 


 
128

Provision
520

 
54

 
245

 
819

 
(408
)
 
323

 
(134
)
 
600

Ending Balance

$9,253

 

$218

 

$6,506

 

$15,977

 

$4,264

 

$2,639

 

$7,872

 

$30,752


For the nine months ended September 30, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(4,754
)
 
—

 
(259
)
 
(5,013
)
 
(48
)
 
(258
)
 


 
(5,319
)
Recoveries
230

 
—

 
127

 
357

 
3

 
94

 


 
454

Provision
1,756

 
217

 
(294
)
 
1,679

 
456

 
(25
)
 
(110
)
 
2,000

Ending Balance

$6,639

 

$441

 

$5,570

 

$12,650

 

$4,680

 

$2,495

 

$8,183

 

$28,008


For the nine months ended September 30, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,195

 

$95

 

$6,200

 

$14,490

 

$4,694

 

$2,452

 

$8,166

 

$29,802

Charge-offs
(267
)
 
—

 
(925
)
 
(1,192
)
 
(315
)
 
(294
)
 


 
(1,801
)
Recoveries
436

 
—

 
74

 
510

 
97

 
44

 


 
651

Provision
889

 
123

 
1,157

 
2,169

 
(212
)
 
437

 
(294
)
 
2,100

Ending Balance

$9,253

 

$218

 

$6,506

 

$15,977

 

$4,264

 

$2,639

 

$7,872

 

$30,752
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology.
(Dollars in thousands)
September 30, 2013
 
December 31, 2012
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$32,849

 

$1,110

 

$20,250

 

$1,720

Construction & development
—

 
—

 
—

 
—

Other
2,822

 
331

 
10,989

 
694

Residential real estate mortgages
3,674

 
569

 
3,868

 
463

Consumer
359

 
3

 
440

 
3

Subtotal

$39,704

 

$2,013

 

$35,547

 

$2,880

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$694,526

 

$5,529

 

$690,563

 

$7,687

Construction & development
51,951

 
441

 
27,842

 
224

Other
515,744

 
5,239

 
502,775

 
5,302

Residential real estate mortgages
728,018

 
4,111

 
713,813

 
3,806

Consumer
323,823

 
2,492

 
323,463

 
2,681

Subtotal

$2,314,062

 

$17,812

 

$2,258,456

 

$19,700

Unallocated
—

 
8,183

 
—

 
8,293

Total

$2,353,766

 

$28,008

 

$2,294,003

 

$30,873