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Shareholders' Equity
9 Months Ended
Sep. 30, 2013
Stockholders' Equity Note [Abstract]  
Shareholders' Equity
Shareholders’ Equity
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be “Well Capitalized” Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
September 30, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$313,239

 
13.44
%
 
$186,384

 
8.00
%
 
$232,980

 
10.00
%
Bank
$308,816

 
13.27
%
 
$186,227

 
8.00
%
 
$232,784

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$284,935

 
12.23
%
 
$93,192

 
4.00
%
 
$139,788

 
6.00
%
Bank
$280,512

 
12.05
%
 
$93,114

 
4.00
%
 
$139,670

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
$284,935

 
9.41
%
 
$121,182

 
4.00
%
 
$151,478

 
5.00
%
Bank
$280,512

 
9.27
%
 
$121,013

 
4.00
%
 
$151,267

 
5.00
%
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$304,716

 
13.26
%
 

$183,876

 
8.00
%
 

$229,845

 
10.00
%
Bank

$299,503

 
13.05
%
 

$183,651

 
8.00
%
 

$229,564

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$275,956

 
12.01
%
 

$91,938

 
4.00
%
 

$137,907

 
6.00
%
Bank

$270,778

 
11.80
%
 

$91,826

 
4.00
%
 

$137,738

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$275,956

 
9.30
%
 

$118,733

 
4.00
%
 

$148,417

 
5.00
%
Bank

$270,778

 
9.14
%
 

$118,535

 
4.00
%
 

$148,169

 
5.00
%
(1)    Leverage ratio