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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2013
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following tables present the activity in the allowance for loan losses for the three months ended June 30, 2013 and 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,607

 

$246

 

$5,966

 

$15,819

 

$4,533

 

$2,489

 

$8,298

 

$31,139

Charge-offs
(4,000
)
 
—

 
(85
)
 
(4,085
)
 
(39
)
 
(51
)
 


 
(4,175
)
Recoveries
186

 
—

 
22

 
208

 
3

 
9

 


 
220

Provision
955

 
31

 
(461
)
 
525

 
194

 
8

 
(27
)
 
700

Ending Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884


(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,352

 

$110

 

$5,906

 

$15,368

 

$4,325

 

$2,133

 

$8,219

 

$30,045

Charge-offs
—

 
—

 
(580
)
 
(580
)
 
(16
)
 
(100
)
 


 
(696
)
Recoveries
388

 
—

 
31

 
419

 
63

 
17

 


 
499

Provision
(795
)
 
54

 
882

 
141

 
341

 
331

 
(213
)
 
600

Ending Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448


The following tables present the activity in the allowance for loan losses for the six months ended June 30, 2013 and 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(4,114
)
 
—

 
(178
)
 
(4,292
)
 
(48
)
 
(209
)
 


 
(4,549
)
Recoveries
192

 
—

 
44

 
236

 
3

 
21

 


 
260

Provision
1,263

 
53

 
(420
)
 
896

 
467

 
(41
)
 
(22
)
 
1,300

Ending Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884


(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,195

 

$95

 

$6,200

 

$14,490

 

$4,694

 

$2,452

 

$8,166

 

$29,802

Charge-offs
(9
)
 
—

 
(910
)
 
(919
)
 
(250
)
 
(208
)
 


 
(1,377
)
Recoveries
390

 
—

 
37

 
427

 
73

 
23

 


 
523

Provision
369

 
69

 
912

 
1,350

 
196

 
114

 
(160
)
 
1,500

Ending Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology.
(Dollars in thousands)
June 30, 2013
 
December 31, 2012
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$28,994

 

$1,121

 

$20,250

 

$1,720

Construction & development
—

 
—

 
—

 
—

Other
4,001

 
349

 
10,989

 
694

Residential real estate mortgages
3,858

 
638

 
3,868

 
463

Consumer
364

 
18

 
440

 
3

Subtotal

$37,217

 

$2,126

 

$35,547

 

$2,880

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$729,443

 

$5,627

 

$690,563

 

$7,687

Construction & development
39,449

 
277

 
27,842

 
224

Other
508,227

 
5,093

 
502,775

 
5,302

Residential real estate mortgages
745,013

 
4,053

 
713,813

 
3,806

Consumer
325,631

 
2,437

 
323,463

 
2,681

Subtotal

$2,347,763

 

$17,487

 

$2,258,456

 

$19,700

Unallocated
—

 
8,271

 
—

 
8,293

Total

$2,384,980

 

$27,884

 

$2,294,003

 

$30,873