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Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2013
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following is an analysis of activity in the allowance for loan losses for the three months ended March 31, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(114
)
 
—

 
(93
)
 
(207
)
 
(9
)
 
(158
)
 


 
(374
)
Recoveries
6

 
—

 
22

 
28

 
—

 
12

 


 
40

Provision
308

 
22

 
41

 
371

 
273

 
(49
)
 
5

 
600

Ending Balance

$9,607

 

$246

 

$5,966

 

$15,819

 

$4,533

 

$2,489

 

$8,298

 

$31,139



The following is an analysis of activity in the allowance for loan losses for the three months ended March 31, 2012:

(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,195

 

$95

 

$6,200

 

$14,490

 

$4,694

 

$2,452

 

$8,166

 

$29,802

Charge-offs
(9
)
 
—

 
(330
)
 
(339
)
 
(234
)
 
(108
)
 


 
(681
)
Recoveries
2

 
—

 
6

 
8

 
10

 
6

 


 
24

Provision
1,164

 
15

 
30

 
1,209

 
(145
)
 
(217
)
 
53

 
900

Ending Balance

$9,352

 

$110

 

$5,906

 

$15,368

 

$4,325

 

$2,133

 

$8,219

 

$30,045
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology.
(Dollars in thousands)
March 31, 2013
 
December 31, 2012
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$24,553

 

$3,609

 

$20,250

 

$1,720

Construction & development
—

 
—

 
—

 
—

Other
9,676

 
683

 
10,989

 
694

Residential real estate mortgages
4,632

 
701

 
3,868

 
463

Consumer
399

 
33

 
440

 
3

Subtotal

$39,260

 

$5,026

 

$35,547

 

$2,880

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$705,415

 

$5,998

 

$690,563

 

$7,687

Construction & development
34,179

 
246

 
27,842

 
224

Other
503,324

 
5,283

 
502,775

 
5,302

Residential real estate mortgages
719,729

 
3,832

 
713,813

 
3,806

Consumer
323,138

 
2,456

 
323,463

 
2,681

Subtotal

$2,285,785

 

$17,815

 

$2,258,456

 

$19,700

Unallocated
—

 
8,298

 
—

 
8,293

Total

$2,325,045

 

$31,139

 

$2,294,003

 

$30,873