CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012		Dec. 31, 2011
Assets:
Cash and due from banks	$ 73,474		$ 82,238
Short-term investments	19,176		4,782
Mortgage loans held for sale; amortized cost $48,370 in 2012 and $19,624 in 2011	50,056		20,340
Securities:
Available for sale, at fair value; amortized cost $363,408 in 2012 and $524,036 in 2011	375,498		541,253
Held to maturity, at cost; fair value $41,420 in 2012 and $52,499 in 2011	40,381	[1]	52,139	[1]
Total securities	415,879		593,392
Federal Home Loan Bank stock, at cost	40,418		42,008
Loans:
Commercial	1,252,419		1,124,628
Residential real estate	717,681		700,414
Consumer	323,903		322,117
Total loans	2,294,003	[2]	2,147,159	[2]
Less allowance for loan losses	30,873		29,802
Net loans	2,263,130		2,117,357
Premises and equipment, net	27,232		26,028
Investment in bank-owned life insurance	54,823		53,783
Goodwill	58,114		58,114
Identifiable intangible assets, net	6,173		6,901
Other assets	63,409		59,155
Total assets	3,071,884		3,064,098
Liabilities:
Demand deposits	379,889		339,809
NOW accounts	291,174		257,031
Money market accounts	496,402		406,777
Savings accounts	274,934		243,904
Time deposits	870,232		878,794
Total deposits	2,312,631		2,126,315
Federal Home Loan Bank advances	361,172		540,450
Junior subordinated debentures	32,991		32,991
Other borrowings	1,212		19,758
Other liabilities	68,226		63,233
Total liabilities	2,776,232		2,782,747
Commitments and contingencies
Shareholders’ Equity:
Common stock of $.0625 par value; authorized 30,000,000 shares; issued and outstanding 16,379,771 shares in 2012 and 16,292,471 shares in 2011	1,024		1,018
Paid-in capital	91,453		88,030
Retained earnings	213,674		194,198
Accumulated other comprehensive loss	(10,499)		(1,895)
Total shareholders’ equity	295,652		281,351
Total liabilities and shareholders’ equity	$ 3,071,884		$ 3,064,098

[1] Net of other-than-temporary impairment losses.

[2] Includes net unamortized loan origination costs of $39 thousand and $31 thousand, respectively, and net unamortized premiums on purchased loans of $83 thousand and $67 thousand, respectively, at December 31, 2012 and 2011.