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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2012
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following is an analysis of activity in the allowance for loan losses for the three months ended September 30, 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448

Charge-offs
(258
)
 
—

 
(15
)
 
(273
)
 
(65
)
 
(86
)
 
—

 
(424
)
Recoveries
46

 
—

 
37

 
83

 
24

 
21

 
—

 
128

Provision
520

 
54

 
245

 
819

 
(408
)
 
323

 
(134
)
 
600

Ending Balance

$9,253

 

$218

 

$6,506

 

$15,977

 

$4,264

 

$2,639

 

$7,872

 

$30,752


The following is an analysis of activity in the allowance for loan losses for the three months ended September 30, 2011:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$7,374

 

$217

 

$6,993

 

$14,584

 

$4,471

 

$2,152

 

$8,146

 

$29,353

Charge-offs
(250
)
 
—

 
(378
)
 
(628
)
 
(103
)
 
(87
)
 
—

 
(818
)
Recoveries
1

 
—

 
92

 
93

 
3

 
10

 
—

 
106

Provision
478

 
(34
)
 
(171
)
 
273

 
484

 
315

 
(72
)
 
1,000

Ending Balance

$7,603

 

$183

 

$6,536

 

$14,322

 

$4,855

 

$2,390

 

$8,074

 

$29,641


The following is an analysis of activity in the allowance for loan losses for the nine months ended September 30, 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,195

 

$95

 

$6,200

 

$14,490

 

$4,694

 

$2,452

 

$8,166

 

$29,802

Charge-offs
(267
)
 
—

 
(925
)
 
(1,192
)
 
(315
)
 
(294
)
 
—

 
(1,801
)
Recoveries
436

 
—

 
74

 
510

 
97

 
44

 
—

 
651

Provision
889

 
123

 
1,157

 
2,169

 
(212
)
 
437

 
(294
)
 
2,100

Ending Balance

$9,253

 

$218

 

$6,506

 

$15,977

 

$4,264

 

$2,639

 

$7,872

 

$30,752


The following is an analysis of activity in the allowance for loan losses for the nine months ended September 30, 2011:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$7,330

 

$723

 

$6,495

 

$14,548

 

$4,129

 

$1,903

 

$8,003

 

$28,583

Charge-offs
(709
)
 
—

 
(1,573
)
 
(2,282
)
 
(368
)
 
(264
)
 
—

 
(2,914
)
Recoveries
5

 
—

 
238

 
243

 
4

 
25

 
—

 
272

Provision
977

 
(540
)
 
1,376

 
1,813

 
1,090

 
726

 
71

 
3,700

Ending Balance

$7,603

 

$183

 

$6,536

 

$14,322

 

$4,855

 

$2,390

 

$8,074

 

$29,641
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and disaggregated on the basis of the Corporation’s impairment methodology.
(Dollars in thousands)
September 30, 2012
 
December 31, 2011
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$15,087

 

$939

 

$12,099

 

$329

Construction & development
—

 
—

 
—

 
—

Other
10,082

 
571

 
10,334

 
839

Residential real estate mortgages
4,350

 
510

 
5,988

 
495

Consumer
472

 
3

 
612

 
152

Subtotal

$29,991

 

$2,023

 

$29,033

 

$1,815

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$678,134

 

$8,314

 

$612,714

 

$7,866

Construction & development
25,132

 
218

 
10,955

 
95

Other
490,892

 
5,935

 
478,526

 
5,361

Residential real estate mortgages
711,062

 
3,754

 
694,426

 
4,199

Consumer
321,486

 
2,636

 
321,505

 
2,300

Subtotal

$2,226,706

 

$20,857

 

$2,118,126

 

$19,821

Unallocated
—

 
7,872

 
—

 
8,166

Total

$2,256,697

 

$30,752

 

$2,147,159

 

$29,802