CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012		Dec. 31, 2011
Assets:
Cash and due from banks	$ 49,935		$ 82,238
Short-term investments	3,599		4,782
Mortgage loans held for sale, at fair value; amortized cost $33,737 in 2012 and $19,624 in 2011	35,409		20,340
Securities:
Available for sale, at fair value; amortized cost $424,194 in 2012 and $524,036 in 2011	440,289		541,253
Held to maturity, at cost; fair value $45,031 in 2012 and $52,499 in 2011	43,569	[1]	52,139	[1]
Total securities	483,858		593,392
Federal Home Loan Bank stock, at cost	40,418		42,008
Loans:
Commercial	1,219,327		1,124,628
Residential real estate	715,412		700,414
Consumer	321,958		322,117
Total loans	2,256,697	[2]	2,147,159	[2]
Less allowance for loan losses	30,752		29,802
Net loans	2,225,945		2,117,357
Premises and equipment, net	27,482		26,028
Investment in bank-owned life insurance	54,344		53,783
Goodwill	58,114		58,114
Identifiable intangible assets, net	6,346		6,901
Other assets	63,418		59,155
Total assets	3,048,868		3,064,098
Liabilities:
Demand deposits	352,330		339,809
NOW accounts	267,495		257,031
Money market accounts	459,671		406,777
Savings accounts	268,191		243,904
Time deposits	886,972		878,794
Total deposits	2,234,659		2,126,315
Federal Home Loan Bank advances	417,675		540,450
Junior subordinated debentures	32,991		32,991
Other borrowings	229		19,758
Other liabilities	64,920		63,233
Total liabilities	2,750,474		2,782,747
Commitments and contingencies
Shareholders' Equity:
Common stock of $.0625 par value; authorized 30,000,000 shares; issued and outstanding 16,371,272 shares in 2012 and 16,292,471 shares in 2011	1,023		1,018
Paid-in capital	90,829		88,030
Retained earnings	208,639		194,198
Accumulated other comprehensive loss	(2,097)		(1,895)
Total shareholders' equity	298,394		281,351
Total liabilities and shareholders’ equity	$ 3,048,868		$ 3,064,098

[1] Net of other-than-temporary impairment losses.

[2] Includes net unamortized loan origination costs of $39 thousand and $31 thousand, respectively, and net unamortized premiums on purchased loans of $76 thousand and $67 thousand, respectively, at September 30, 2012 and December 31, 2011.