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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2012
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following is an analysis of activity in the allowance for loan losses for the three months ended June 30, 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,352

 

$110

 

$5,906

 

$15,368

 

$4,325

 

$2,133

 

$8,219

 

$30,045

Charge-offs
—

 
—

 
(580
)
 
(580
)
 
(16
)
 
(100
)
 
—

 
(696
)
Recoveries
388

 
—

 
31

 
419

 
63

 
17

 
—

 
499

Provision
(795
)
 
54

 
882

 
141

 
341

 
331

 
(213
)
 
600

Ending Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448


The following is an analysis of activity in the allowance for loan losses for the three months ended June 30, 2011:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$7,600

 

$532

 

$6,256

 

$14,388

 

$4,805

 

$2,046

 

$7,870

 

$29,109

Charge-offs
(124
)
 
—

 
(617
)
 
(741
)
 
(146
)
 
(157
)
 
—

 
(1,044
)
Recoveries
2

 
—

 
76

 
78

 
—

 
10

 
—

 
88

Provision
(104
)
 
(315
)
 
1,278

 
859

 
(188
)
 
253

 
276

 
1,200

Ending Balance

$7,374

 

$217

 

$6,993

 

$14,584

 

$4,471

 

$2,152

 

$8,146

 

$29,353


The following is an analysis of activity in the allowance for loan losses for the six months ended June 30, 2012:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,195

 

$95

 

$6,200

 

$14,490

 

$4,694

 

$2,452

 

$8,166

 

$29,802

Charge-offs
(9
)
 
—

 
(910
)
 
(919
)
 
(250
)
 
(208
)
 
—

 
(1,377
)
Recoveries
390

 
—

 
37

 
427

 
73

 
23

 
—

 
523

Provision
369

 
69

 
912

 
1,350

 
196

 
114

 
(160
)
 
1,500

Ending Balance

$8,945

 

$164

 

$6,239

 

$15,348

 

$4,713

 

$2,381

 

$8,006

 

$30,448


The following is an analysis of activity in the allowance for loan losses for the six months ended June 30, 2011:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$7,330

 

$723

 

$6,495

 

$14,548

 

$4,129

 

$1,903

 

$8,003

 

$28,583

Charge-offs
(459
)
 
—

 
(1,195
)
 
(1,654
)
 
(265
)
 
(177
)
 
—

 
(2,096
)
Recoveries
4

 
—

 
146

 
150

 
1

 
15

 
—

 
166

Provision
499

 
(506
)
 
1,547

 
1,540

 
606

 
411

 
143

 
2,700

Ending Balance

$7,374

 

$217

 

$6,993

 

$14,584

 

$4,471

 

$2,152

 

$8,146

 

$29,353
Schedule of Allowance for Loan Loss by Segent & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and disaggregated on the basis of the Corporation’s impairment methodology.
(Dollars in thousands)
June 30, 2012
 
December 31, 2011
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$3,849

 

$204

 

$12,099

 

$329

Construction & development
—

 
—

 
—

 
—

Other
10,319

 
523

 
10,334

 
839

Residential real estate mortgages
4,228

 
582

 
5,988

 
495

Consumer
367

 
2

 
612

 
152

Subtotal

$18,763

 

$1,311

 

$29,033

 

$1,815

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$660,561

 

$8,741

 

$612,714

 

$7,866

Construction & development
17,365

 
164

 
10,955

 
95

Other
499,901

 
5,716

 
478,526

 
5,361

Residential real estate mortgages
697,791

 
4,131

 
694,426

 
4,199

Consumer
319,461

 
2,379

 
321,505

 
2,300

Subtotal

$2,195,079

 

$21,131

 

$2,118,126

 

$19,821

Unallocated
—

 
8,006

 
—

 
8,166

Total

$2,213,842

 

$30,448

 

$2,147,159

 

$29,802