XML 91 R16.htm IDEA: XBRL DOCUMENT v2.4.0.6
Shareholders' Equity
6 Months Ended
Jun. 30, 2012
Stockholders' Equity Note [Abstract]  
Shareholders' Equity
Shareholders’ Equity
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios as of June 30, 2012 and December 31, 2011, as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be "Well Capitalized" Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
June 30, 2012
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$292,179

 
13.15
%
 

$177,736

 
8.00
%
 

$222,171

 
10.00
%
Bank

$287,344

 
12.95
%
 

$177,517

 
8.00
%
 

$221,896

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$264,372

 
11.90
%
 

$88,868

 
4.00
%
 

$133,302

 
6.00
%
Bank

$259,571

 
11.70
%
 

$88,758

 
4.00
%
 

$133,137

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$264,372

 
9.00
%
 

$117,480

 
4.00
%
 

$146,850

 
5.00
%
Bank

$259,571

 
8.85
%
 

$117,284

 
4.00
%
 

$146,605

 
5.00
%
December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$279,751

 
12.86
%
 

$174,073

 
8.00
%
 

$217,592

 
10.00
%
Bank

$275,183

 
12.66
%
 

$173,845

 
8.00
%
 

$217,307

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$252,516

 
11.61
%
 

$87,037

 
4.00
%
 

$130,555

 
6.00
%
Bank

$247,983

 
11.41
%
 

$86,923

 
4.00
%
 

$130,384

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$252,516

 
8.70
%
 

$116,158

 
4.00
%
 

$145,198

 
5.00
%
Bank

$247,983

 
8.55
%
 

$115,961

 
4.00
%
 

$144,952

 
5.00
%
(1)    Leverage ratio