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Shareholders' Equity
9 Months Ended
Sep. 30, 2011
Stockholders' Equity Note [Abstract] 
Shareholders' Equity
Shareholders’ Equity
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios at September 30, 2011 and December 31, 2010, as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be Well Capitalized Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
September 30, 2011:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
274,293

 
12.99
%
 
$
168,932

 
8.00
%
 
$
211,165

 
10.00
%
Bank
$
269,952

 
12.80
%
 
$
168,702

 
8.00
%
 
$
210,878

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
247,715

 
11.73
%
 
$
84,466

 
4.00
%
 
$
126,699

 
6.00
%
Bank
$
243,409

 
11.54
%
 
$
84,351

 
4.00
%
 
$
126,527

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
247,715

 
8.69
%
 
$
114,023

 
4.00
%
 
$
142,528

 
5.00
%
Bank
$
243,409

 
8.55
%
 
$
113,836

 
4.00
%
 
$
142,296

 
5.00
%
December 31, 2010:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
259,122

 
12.79
%
 
$
162,083

 
8.00
%
 
$
202,603

 
10.00
%
Bank
$
255,078

 
12.61
%
 
$
161,878

 
8.00
%
 
$
202,347

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
233,540

 
11.53
%
 
$
81,041

 
4.00
%
 
$
121,562

 
6.00
%
Bank
$
229,528

 
11.34
%
 
$
80,939

 
4.00
%
 
$
121,408

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
$
233,540

 
8.25
%
 
$
113,188

 
4.00
%
 
$
141,485

 
5.00
%
Bank
$
229,528

 
8.12
%
 
$
113,001

 
4.00
%
 
$
141,252

 
5.00
%

(1)    Leverage ratio