<ARTICLE>                                            9
<LEGEND>
        THIS SCHEDULE CONTAINS FINANCIAL SUMMARY INFORMATION EXTRACTED FROM THE
        CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
        BANCORP, INC. AS OF SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY
        BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER>                                   1,000

                                         
<PERIOD-TYPE>                               9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   SEP-30-2000
<CASH>                                         17,284
<INT-BEARING-DEPOSITS>                              0
<FED-FUNDS-SOLD>                               20,500
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                   383,340
<INVESTMENTS-CARRYING>                        128,656
<INVESTMENTS-MARKET>                          126,751
<LOANS>                                       584,298
<ALLOWANCE>                                    13,145
<TOTAL-ASSETS>                              1,200,283
<DEPOSITS>                                    733,598
<SHORT-TERM>                                    2,864
<LIABILITIES-OTHER>                           379,586
<LONG-TERM>                                         0
<PREFERRED-MANDATORY>                               0
<PREFERRED>                                         0
<COMMON>                                          750
<OTHER-SE>                                     83,485
<TOTAL-LIABILITIES-AND-EQUITY>              1,200,283
<INTEREST-LOAN>                                36,451
<INTEREST-INVEST>                              25,684
<INTEREST-OTHER>                                  630
<INTEREST-TOTAL>                               62,765
<INTEREST-DEPOSIT>                             17,496
<INTEREST-EXPENSE>                             34,500
<INTEREST-INCOME-NET>                          28,265
<LOAN-LOSSES>                                     950
<SECURITIES-GAINS>                                758
<EXPENSE-OTHER>                                28,940
<INCOME-PRETAX>                                13,699
<INCOME-PRE-EXTRAORDINARY>                     13,699
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                    9,568
<EPS-BASIC>                                       .80
<EPS-DILUTED>                                     .79
<YIELD-ACTUAL>                                   3.57
<LOANS-NON>                                     3,407
<LOANS-PAST>                                      563
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               12,349
<CHARGE-OFFS>                                     439
<RECOVERIES>                                      285
<ALLOWANCE-CLOSE>                              13,145
<ALLOWANCE-DOMESTIC>                           13,145
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0