10QSB/A

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 10-QSB AMENDMENT

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934

For the quarter ended March 31, 1995

Commission File No. 0-12752

HNB FINANCIAL GROUP
(Exact Name of Registrant as Specified in its Charter)


CALIFORNIA                                              95-3865133
(State or Other Jurisdiction of                         (I.R.S. Employer
 Incorporation or Reorganization)                        Identification No.)


16531 BOLSA CHICA,  HUNTINGTON BEACH, CALIFORNIA     92649
(Address of Principal Executive Offices) (Zip Code)

Registrant's Telephone Number:   (714)  840-4681


Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceeding 12 months (or for such shorter period
that the Registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.


                      Yes   X         No


Aggregate market value of voting stock held by non-affiliates of the
registrant:   $5,429,041

927,951 of Common Stock were outstanding on March 31, 1995

THIS AMENDMENT WAS FILED TO INCLUDE THE FINANCIAL DATA SCHEDULE IN
EDGARLINK STANDARD FORMAT.

Exhibit Index
  Exhibit 27


SIGNATURES

The financial statements contained herein, in the opinion of management,
reflect all adjustments which are necessary to present a fair statement
of the results of operations for the period ended March 31, 1995.

Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by
the undersigned thereto duly authorized.

                                                   HNB Financial Group


Dated: 5-18-95                                     By:
                                                   Kirk Bashore, President


Dated: 5-18-95                                     By:
                                                   Robert Green,
                                                   Executive Vice President

EX-27

 

<ARTICLE> 5
<MULTIPLIER> 1,000
       
                                                  
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1994
<PERIOD-END>                               MAR-31-1995             MAR-31-1994
<CASH>                                      13,866,000              14,609,000
<SECURITIES>                                11,514,000              10,775,000
<RECEIVABLES>                               65,469,000              64,884,000
<ALLOWANCES>                                 1,447,000               1,401,000
<INVENTORY>                                          0                       0
<CURRENT-ASSETS>                             1,492,000               2,540,000
<PP&E>                                       2,727,000               3,093,000
<DEPRECIATION>                               2,367,000               2,621,000
<TOTAL-ASSETS>                              91,254,000              91,879,000
<CURRENT-LIABILITIES>                       79,861,000              81,170,000
<BONDS>                                              0                       0
<COMMON>                                    11,393,000              10,709,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<OTHER-SE>                                           0                       0
<TOTAL-LIABILITY-AND-EQUITY>                91,254,000              91,879,000
<SALES>                                              0                       0
<TOTAL-REVENUES>                             2,141,000               1,852,000
<CGS>                                                0                       0
<TOTAL-COSTS>                                        0                       0
<OTHER-EXPENSES>                             1,318,000               1,338,000
<LOSS-PROVISION>                               100,000                 240,000
<INTEREST-EXPENSE>                             577,000                 415,000
<INCOME-PRETAX>                                146,000               (141,000)
<INCOME-TAX>                                    66,000                (60,000)
<INCOME-CONTINUING>                             80,000                (81,000)
<DISCONTINUED>                                       0                       0
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    80,000                (81,000)
<EPS-PRIMARY>                                     0.09                  (0.09)
<EPS-DILUTED>                                     0.07                  (0.07)