CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Operating Activities
Net Income	$ 4,468	$ 3,514
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	5,442	7,545
Depreciation and amortization	860	935
Amortization of premiums and discounts	1,580	1,066
Amortization of intangibles	102	102
Amortization of loan servicing rights	193	118
Amortization of deferred loan fees	(230)	(208)
Federal deferred income tax expense	(55)	453
Securities gains, net	(46)	(507)
Share-based compensation expense	229	141
Loans originated for sale	(56,444)	(47,201)
Proceeds from sales of loan originations	57,428	48,835
Net gain from loan sales	(916)	(598)
Net (gain) or loss on sale of other assets	68	158
Net (increase) decrease in accrued interest receivable and other assets	509	4,527
Net decrease in accrued interest payable, taxes and other liabilities	(834)	(677)
Net cash provided by operating activities	12,354	18,203
Investing Activities
Proceeds from sales of available-for-sale securities	5,050	24,560
Proceeds from maturities of available-for-sale securities	98,185	80,061
Purchase of available-for-sale securities	(113,866)	(114,660)
Net (increase) decrease in loans made to customers	(48,103)	(33,013)
Proceeds from the sale of other real estate owned	760	3,317
Purchase of bank premises and equipment	(845)	(395)
Net cash used in investing activities	(58,819)	(40,130)
Financing Activities
Net increase in demand and other noninterest-bearing	16,372	5,926
Net increase in savings, money market and interest-bearing demand	22,636	33,655
Net decrease in certificates of deposit	(8,379)	(28,828)
Net increase (decrease) in short-term borrowings	761	(560)
Proceeds from Federal Home Loan Bank advances	30,000	24,500
Payment of Federal Home Loan Bank advances	(25,003)	(19,504)
Purchase of warrants	(860)
Dividends paid	(1,182)	(1,182)
Net cash provided by financing activities	34,345	14,007
Net increase (decrease) in cash and cash equivalents	(12,120)	(7,920)
Cash and cash equivalents, January 1	40,647	48,568
Cash and cash equivalents, September 30	28,527	40,648
Supplemental cash flow information
Interest paid	5,937	7,998
Income taxes paid	1,291	860
Transfer of loans to other real estate owned	$ 1,004	$ 2,899