Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
Operating Activities
Net income	$ 2,943	$ 1,842
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,567	5,445
Depreciation and amortization	559	636
Amortization of premiums and discounts	805	675
Amortization of intangibles	29	67
Amortization of loan servicing rights	181	26
Amortization of deferred loan fees	(501)	(140)
Federal deferred income tax expense	197	637
Securities gains, net		(500)
Share-based compensation expense	144	92
Loans originated for sale	(34,330)	(35,116)
Proceeds from sales of loan originations	37,123	39,330
Net gain from loan sales	(552)	(417)
Net (gain) or loss on sale of other assets	99	25
Net (increase) decrease in accrued interest receivable and other assets	863	(1,339)
Net decrease in accrued interest payable, taxes and other liabilities	(610)	(560)
Net cash provided by operating activities	10,517	10,703
Investing Activities
Proceeds from sales of available-for-sale securities		24,664
Proceeds from maturities of available-for-sale securities	75,498	23,826
Purchase of available-for-sale securities	(79,132)	(56,621)
Net (increase) decrease in loans made to customers	(27,688)	(23,843)
Proceeds from the sale of other real estate owned	594	2,837
Purchase of bank premises and equipment	(1,099)	(197)
Net cash used in investing activities	(31,827)	(29,334)
Financing Activities
Net increase in demand and other noninterest-bearing	17,065	14,734
Net increase in savings, money market and interest-bearing demand	23,708	19,135
Net decrease in certificates of deposit	(8,300)	(30,358)
Net increase (decrease) in short-term borrowings	600	(175)
Proceeds from Federal Home Loan Bank advances	20,000	15,000
Payment of Federal Home Loan Bank advances	(15,002)	(15,003)
Dividends paid	(789)	(789)
Net cash provided by financing activities	37,282	2,544
Net increase (decrease) in cash and cash equivalents	15,972	(16,087)
Cash and cash equivalents, January 1	40,647	48,568
Cash and cash equivalents, June 30	56,619	32,481
Supplemental cash flow information
Interest paid	5,992	5,412
Income taxes paid	770	610
Transfer of loans to other real estate owned	$ 677	$ 2,295