XML 22 R42.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans and Allowance for Loan Losses (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Allowance for loan losses:          
Balance, beginning of period $ 17,115 $ 17,135 $ 17,063 $ 16,136  
Losses charged off (1,621) (3,499) (3,697) (4,611)  
Recoveries 139 190 367 381  
Provision charged to expense 1,667 3,345 3,567 5,445  
Balance, end of period 17,300 17,351 17,300 17,351  
Ending allowance balance attributable to loans:          
Individually evaluated for impairment 3,298 6,070 3,298 6,070  
Collectively evaluated for impairment 14,002 11,281 14,002 11,281  
Total ending allowance balance 17,300 17,351 17,300 17,351  
Loans:          
Individually evaluated for impairment 29,569 38,246 29,569 38,246  
Collectively evaluated for impairment 837,890 792,066 837,890 792,066  
Total ending loans balance 867,459 830,312 867,459 830,312 843,088
Commercial Real Estate [Member]
         
Allowance for loan losses:          
Balance, beginning of period 11,651 12,003 10,714 11,127  
Losses charged off (340) (1,862) (1,319) (2,092)  
Recoveries 10 114 30 216  
Provision charged to expense 75 1,426 1,971 2,430  
Balance, end of period 11,396 11,681 11,396 11,681  
Ending allowance balance attributable to loans:          
Individually evaluated for impairment 3,181 5,602 3,181 5,602  
Collectively evaluated for impairment 8,215 6,079 8,215 6,079  
Total ending allowance balance 11,396 11,681 11,396 11,681  
Loans:          
Individually evaluated for impairment 28,102 35,349 28,102 35,349  
Collectively evaluated for impairment 370,149 351,542 370,149 351,542  
Total ending loans balance 398,251 386,891 398,251 386,891 381,852
Commercial [Member]
         
Allowance for loan losses:          
Balance, beginning of period 585 1,151 1,409 1,317  
Losses charged off (165) (224) (165) (224)  
Recoveries 3 4 20 35  
Provision charged to expense 417 251 (424) 54  
Balance, end of period 840 1,182 840 1,182  
Ending allowance balance attributable to loans:          
Individually evaluated for impairment 80 166 80 166  
Collectively evaluated for impairment 760 1,016 760 1,016  
Total ending allowance balance 840 1,182 840 1,182  
Loans:          
Individually evaluated for impairment 306 771 306 771  
Collectively evaluated for impairment 79,155 71,908 79,155 71,908  
Total ending loans balance 79,461 72,679 79,461 72,679 76,570
Residential Real Estate [Member]
         
Allowance for loan losses:          
Balance, beginning of period 1,574 926 1,331 805  
Losses charged off (508) (753) (975) (1,026)  
Recoveries 16 6 83 10  
Provision charged to expense 634 1,070 1,277 1,460  
Balance, end of period 1,716 1,249 1,716 1,249  
Ending allowance balance attributable to loans:          
Individually evaluated for impairment 37 302 37 302  
Collectively evaluated for impairment 1,679 947 1,679 947  
Total ending allowance balance 1,716 1,249 1,716 1,249  
Loans:          
Individually evaluated for impairment 1,161 2,126 1,161 2,126  
Collectively evaluated for impairment 63,673 66,711 63,673 66,711  
Total ending loans balance 64,834 68,837 64,834 68,837 64,524
Home Equity Loans [Member]
         
Allowance for loan losses:          
Balance, beginning of period 2,298 1,940 2,289 1,512  
Losses charged off (152) (341) (555) (686)  
Recoveries 11 1 15 2  
Provision charged to expense (11) 291 397 1,063  
Balance, end of period 2,146 1,891 2,146 1,891  
Ending allowance balance attributable to loans:          
Collectively evaluated for impairment 2,146 1,891 2,146 1,891  
Total ending allowance balance 2,146 1,891 2,146 1,891  
Loans:          
Collectively evaluated for impairment 126,568 130,143 126,568 130,143  
Total ending loans balance 126,568 130,143 126,568 130,143 126,958
Indirect [Member]
         
Allowance for loan losses:          
Balance, beginning of period 807 902 891 904  
Losses charged off (399) (143) (577) (338)  
Recoveries 87 47 190 72  
Provision charged to expense 490 115 481 283  
Balance, end of period 985 921 985 921  
Ending allowance balance attributable to loans:          
Collectively evaluated for impairment 985 921 985 921  
Total ending allowance balance 985 921 985 921  
Loans:          
Collectively evaluated for impairment 184,892 158,885 184,892 158,885  
Total ending loans balance 184,892 158,885 184,892 158,885 180,089
Consumer [Member]
         
Allowance for loan losses:          
Balance, beginning of period 200 393 429 471  
Losses charged off (57) (176) (106) (245)  
Recoveries 12 18 29 46  
Provision charged to expense 62 192 (135) 155  
Balance, end of period 217 427 217 427  
Ending allowance balance attributable to loans:          
Collectively evaluated for impairment 217 427 217 427  
Total ending allowance balance 217 427 217 427  
Loans:          
Collectively evaluated for impairment 13,453 12,877 13,453 12,877  
Total ending loans balance $ 13,453 $ 12,877 $ 13,453 $ 12,877 $ 13,095