Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Operating Activities
Net income	$ 1,505	$ 1,130
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,900	2,100
Depreciation and amortization	284	310
Amortization of premiums and discounts	376	337
Amortization of intangibles	33	33
Amortization of loan servicing rights	181	63
Amortization of deferred loan fees	(54)	(98)
Federal deferred income tax expense	197	958
Securities gains, net		(412)
Share-based compensation expense	69	44
Loans originated for sale	(24,150)	(21,859)
Proceeds from sales of loan originations	23,483	20,468
Net gain from loan sales	(347)	(179)
Net (gain) or loss on sale of other assets	52	(2)
Net (increase) decrease in accrued interest receivable and other assets	(1,277)	2,357
Net increase (decrease) in accrued interest payable, taxes and other liabilities	(851)	36
Net cash provided by operating activities	1,401	5,286
Investing Activities
Proceeds from sales of available-for-sale securities		15,499
Proceeds from maturities of available-for-sale securities	40,681	11,202
Purchase of available-for-sale securities	(47,506)	(40,761)
Net (increase) decrease in loans made to customers	(21,560)	2,184
Proceeds from the sale of other real estate owned	355	954
Purchase of bank premises and equipment	(264)	(18)
Net cash used in investing activities	(28,294)	(10,940)
Financing Activities
Net increase in demand and other noninterest-bearing	7,655	4,228
Net increase in savings, money market and interest-bearing demand	20,419	29,978
Net decrease in certificates of deposit	(2,988)	(11,633)
Net increase (decrease) in short-term borrowings	667	(350)
Proceeds from Federal Home Loan Bank advances	20,000	15,000
Payment of Federal Home Loan Bank advances	(15,001)	(15,003)
Dividends paid	(394)	(393)
Net cash provided by financing activities	30,358	21,827
Net increase in cash and cash equivalents	3,465	16,173
Cash and cash equivalents, January 1	40,647	48,220
Cash and cash equivalents, March 31	44,112	64,393
Supplemental cash flow information
Interest paid	2,056	2,705
Income taxes paid	100
Transfer of loans to other real estate owned	$ 635	$ 1,563