Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest and Dividend Income
Loans	$ 10,049	$ 10,516
Securities:
U.S. Government agencies and corporations	1,260	1,477
State and political subdivisions	287	256
Other debt and equity securities	72	72
Federal funds sold and short-term investments	9	14
Total interest income	11,677	12,335
Interest Expense
Deposits	1,631	2,283
Federal Home Loan Bank advances	215	266
Short-term borrowings		1
Junior subordinated debentures	176	171
Total interest expense	2,022	2,721
Net Interest Income	9,655	9,614
Provision for Loan Losses (Note 6)	1,900	2,100
Net interest income after provision for loan losses	7,755	7,514
Noninterest Income
Investment and trust services	390	403
Deposit service charges	935	916
Other service charges and fees	748	906
Income from bank owned life insurance	165	174
Other income	342	79
Total fees and other income	2,580	2,478
Securities gains, net (Note 5)		412
Gains on sale of loans	347	179
Gain (loss) on sale of other assets	(52)	2
Total noninterest income	2,875	3,071
Noninterest Expense
Salaries and employee benefits	4,111	4,091
Furniture and equipment	832	680
Net occupancy	579	612
Professional fees	495	486
Marketing and public relations	247	271
Supplies, postage and freight	243	272
Telecommunications	173	215
Ohio franchise tax	316	298
FDIC assessments	392	574
Other real estate owned	132	590
Electronic banking expenses	238	209
Loan and collection expense	349	442
Other expense	437	449
Total noninterest expense	8,544	9,189
Income before income tax expense	2,086	1,396
Income tax expense	581	266
Net income	1,505	1,130
Other comprehensive income (loss), net of taxes:
Changes in unrealized securities' holding gain (loss) net of taxes	(392)	77
Minimum pension liability adjustment, net of taxes during the period
Less: reclassification adjustments for securities' gains realized in net income, net of taxes		272
Total other comprehensive loss, net of taxes	(392)	(195)
Comprehensive income	1,113	935
Dividends and accretion on preferred stock	319	319
Net Income Available to Common Shareholders	$ 1,186	$ 811
Net Income Per Common Share (Note 2)
Basic	$ 0.15	$ 0.10
Diluted	$ 0.15	$ 0.10
Dividends declared	$ 0.01	$ 0.01
Average Common Shares Outstanding
Basic	7,924,562	7,871,416
Diluted	7,925,890	7,871,432