Consolidated Statements of Cash Flows (unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating Activities
Net Income	$ 3,514	$ 5,304
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	7,545	6,294
Depreciation and amortization	935	1,041
Amortization of premiums and discounts	1,066	1,571
Amortization of intangibles	102	102
Amortization of loan servicing rights	118	189
Amortization of deferred loan fees and costs	(208)	(46)
Federal deferred income tax expense	453	796
Securities gains, net	(507)	(38)
Share-based compensation	141	70
Loans originated for sale	(47,201)	(60,319)
Proceeds from sales of loan originations	48,835	59,426
Net gain from loan sales	(598)	(651)
Net loss on sale of other assets	158	73
Net gain on extinguishment of debt		(2,210)
Net decrease in accrued interest receivable and other assets	4,527	3,436
Net decrease in accrued interest payable, taxes and other liabilities	(677)	(3,357)
Net cash provided by operating activities	18,203	11,681
Investing Activities
Proceeds from sales of available-for-sale securities	24,560	4,170
Proceeds from maturities of available-for-sale securities	80,061	102,338
Purchase of available-for-sale securities	(114,660)	(74,355)
Proceeds from maturities of trading securities		436
Proceeds from sale of trading securities		7,774
Purchase of Federal Reserve Bank Stock		(756)
Net increase in loans made to customers	(33,013)	(1,544)
Proceeds from the sale of other real estate owned	3,317	419
Purchase of bank premises and equipment	(395)	(484)
Net cash (used in) provided by investing activities	(40,130)	37,998
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	5,926	(5,784)
Net increase in savings, money market and interest-bearing demand	33,655	21,629
Net decrease in time deposits	(28,828)	(8,247)
Net increase (decrease) in short-term borrowings	(560)	34
Proceeds from Federal Home Loan Bank advances	24,500	34,000
Payment of Federal Home Loan Bank advances	(19,504)	(34,003)
Extinguishment of debt, net		(10)
Dividends paid-preferred	(945)	(945)
Dividends paid-common	(237)	(225)
Net cash provided by financing activities	14,007	6,449
Net increase (decrease) in cash and cash equivalents	(7,920)	56,128
Cash and cash equivalents, January 1	48,568	26,946
Cash and cash equivalents, September 30	40,648	83,074
Supplemental cash flow information
Interest paid	7,998	10,239
Income taxes paid	860	675
Loans transferred to other real estate owned	2,899	1,640
Common stock issued for extinguishment of debt		$ 2,040