Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and Dividend Income
Loans	$ 10,692	$ 10,740	$ 31,731	$ 32,112
Securities:
U.S. Government agencies and corporations	1,505	1,395	4,594	5,601
State and political subdivisions	257	246	770	737
Trading securities				49
Other debt and equity securities	67	72	210	202
Federal funds sold and interest on deposits in banks	15	10	38	30
Total interest and dividend income	12,536	12,463	37,343	38,731
Interest Expense
Deposits	2,044	2,554	6,531	8,279
Federal Home Loan Bank advances	263	319	790	953
Short-term borrowings		1	2	3
Junior subordinated debentures	170	217	511	648
Total interest expense	2,477	3,091	7,834	9,883
Net Interest Income	10,059	9,372	29,509	28,848
Provision for Loan Losses (Note 6)	2,100	2,076	7,545	6,294
Net interest income after provision for loan losses	7,959	7,296	21,964	22,554
Noninterest Income
Investment and trust services	378	403	1,251	1,411
Deposit service charges	1,099	1,146	3,015	3,179
Other service charges and fees	769	792	2,494	2,412
Income from bank owned life insurance	175	171	524	515
Other income	66	86	186	248
Total fees and other income	2,487	2,598	7,470	7,765
Securities gains, net	7		507	38
Gains on sale of loans	181	264	598	651
Loss on sale of other assets, net	(133)	(28)	(158)	(73)
Gain on extinguishment of debt		2,210		2,210
Total noninterest income	2,542	5,044	8,417	10,591
Noninterest Expense
Salaries and employee benefits	3,986	3,898	12,149	11,727
Furniture and equipment	821	866	2,299	2,716
Net occupancy	569	579	1,769	1,775
Professional fees	450	538	1,381	1,686
Marketing and public relations	215	256	761	828
Supplies, postage and freight	265	292	826	936
Telecommunications	163	200	547	623
Ohio franchise tax	303	274	899	836
FDIC assessments	396	568	1,369	1,653
Other real estate owned	144	95	941	247
Electronic banking expenses	236	237	668	659
Loan and collection expense	334	433	1,086	1,206
Other expense	447	532	1,345	1,527
Total noninterest expense	8,329	8,768	26,040	26,419
Income before income tax expense	2,172	3,572	4,341	6,726
Income tax expense	500	842	827	1,422
Net Income	1,672	2,730	3,514	5,304
Dividends and accretion on preferred stock	319	320	956	957
Net Income Available to Common Shareholders	$ 1,353	$ 2,410	$ 2,558	$ 4,347
Net Income Per Common Share (Note 2)
Basic	$ 0.17	$ 0.32	$ 0.32	$ 0.59
Diluted	$ 0.17	$ 0.32	$ 0.32	$ 0.59
Dividends declared	$ 0.01	$ 0.01	$ 0.03	$ 0.03
Average Common Shares Outstanding
Basic	7,882,439	7,514,935	7,879,575	7,400,957
Diluted	7,882,439	7,513,935	7,879,575	7,400,957