Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks (Note 3)	$ 34,682	$ 17,370
Federal funds sold and interest bearing deposits in banks	5,966	31,198
Cash and cash equivalents	40,648	48,568
Securities available for sale, at fair value (Note 5)	232,358	221,725
Restricted stock	5,741	5,741
Loans held for sale	4,069	5,105
Loans: (Note 6)
Portfolio loans	837,492	812,579
Allowance for loan losses (Note 6)	(17,845)	(16,136)
Net loans	819,647	796,443
Bank premises and equipment, net	9,105	9,645
Other real estate owned	2,116	3,119
Bank owned life insurance	17,670	17,146
Goodwill, net (Note 4)	21,582	21,582
Intangible assets, net (Note 4)	766	868
Accrued interest receivable	3,667	3,519
Other assets	12,914	19,076
Total Assets	1,170,283	1,152,537
Deposits: (Note 7)
Demand and other noninterest-bearing	121,402	115,476
Savings, money market and interest-bearing demand	352,089	318,434
Time deposits	515,788	544,616
Total deposits	989,279	978,526
Short-term borrowings (Note 8)	371	932
Federal Home Loan Bank advances (Note 9)	47,498	42,501
Junior subordinated debentures (Note 10)	16,238	16,238
Accrued interest payable	1,271	1,434
Accrued taxes, expenses and other liabilities	2,928	3,442
Total Liabilities	1,057,585	1,043,073
Shareholders' Equity
Discount on Series B preferred stock	(105)	(116)
Warrant to purchase common stock	146	146
Common stock, par value $1 per share, authorized 15,000,000 shares, issued 8,210,443 shares at September 30, 2011 and 8,172,943 at December 31, 2010.	8,210	8,173
Additional paid-in capital	39,559	39,455
Retained earnings	42,989	40,668
Accumulated other comprehensive income	2,768	2,007
Treasury shares at cost, 328,194 shares at September 30, 2011 and at December 31, 2010	(6,092)	(6,092)
Total Shareholders' Equity	112,698	109,464
Total Liabilities and Shareholders' Equity	1,170,283	1,152,537
Series A Preferred Stock
Shareholders' Equity
Preferred stock
Series B Preferred Stock
Shareholders' Equity
Preferred stock	$ 25,223	$ 25,223