-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, P2HAxq/zzn1S4X85iwZmRY95JGWthvgBHdJb8IzswzeYvSbY480jePGwXKdlXOf3 Q9fSy2VRlVOmnFvNDz+FtA== 0000950152-08-007786.txt : 20081009 0000950152-08-007786.hdr.sgml : 20081009 20081009112517 ACCESSION NUMBER: 0000950152-08-007786 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 3 FILED AS OF DATE: 20081009 DATE AS OF CHANGE: 20081009 GROUP MEMBERS: CCAG LIMITED PARTNERSHIP GROUP MEMBERS: RICHARD M. OSBORNE GROUP MEMBERS: RICHARD M. OSBORNE TRUST GROUP MEMBERS: STEVEN A. CALABRESE GROUP MEMBERS: STEVEN A. CALABRESE PROFIT SHARING TRUST SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: LNB BANCORP INC CENTRAL INDEX KEY: 0000737210 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 341406303 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-58535 FILM NUMBER: 081115483 BUSINESS ADDRESS: STREET 1: 457 BROADWAY CITY: LORAIN STATE: OH ZIP: 44052-1769 BUSINESS PHONE: 800-860-1007 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: AMG Investments, LLC CENTRAL INDEX KEY: 0001399850 IRS NUMBER: 000000000 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: 8500 STATION STREET, SUITE 113 CITY: MENTOR STATE: OH ZIP: 44060 BUSINESS PHONE: 440-951-1111 MAIL ADDRESS: STREET 1: 8500 STATION STREET, SUITE 113 CITY: MENTOR STATE: OH ZIP: 44060 SC 13D/A 1 l34059asc13dza.htm FORM SC 13D/A FORM SC 13D/A
Table of Contents

 
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13D
(Rule 13d-101)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE
13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT RULE 13d-2(a)
(Amendment No. 9)
LNB Bancorp, Inc.
 
(Name of Issuer)
Common Stock
 
(Title of Class of Securities)
502100-10-0
 
(CUSIP Number)
Marc C. Krantz, Kohrman Jackson & Krantz P.L.L., 1375 E. 9th Street, 20th Floor, Cleveland, OH 44114, (216) 696-8700
 
(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)
September 30, 2008
 
(Date of Event which Requires Filing of this Statement)
If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(e), 13d-1(f) or 13d-1(g), check the following box. ¨
Note. Schedules filed in paper format shall include a signed original and five copies of the schedule including all exhibits. See § 240.13d-7 for other parties to whom copies are to be sent.
     The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.
     The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).
 
 

Page 1 of 12

TABLE OF CONTENTS

Item 2. Identity and Background
Item 3. Source and Amount of Funds or Other Consideration
Item 4. Purpose of Transaction
Item 5. Interest in Securities of the Issuer
Item 7. Material to be Filed as Exhibits
SIGNATURE
EXHIBIT INDEX
EX-7.1
EX-7.2

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CUSIP No.
  
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   Page  
2 
   of   
12 

 

           
1   NAME OF REPORTING PERSON

I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

AMG Investments, LLC
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
 
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  Ohio
       
  7   SOLE VOTING POWER
     
NUMBER OF   0
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   0
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  0
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  0%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  OO

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CUSIP No.
  
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   Page  
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   of   
12 

 

           
1   NAME OF REPORTING PERSON

I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

Richard M. Osborne
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
 
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  United States of America
       
  7   SOLE VOTING POWER
     
NUMBER OF   200,000*
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   200,000*
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  200,000*
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  2.7%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  IN
* Shares owned by the Richard M. Osborne Trust.

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CUSIP No.
  
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   of   
12 

 

           
1   NAME OF REPORTING PERSON

I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

Richard M. Osborne Trust
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
 
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  United States of America
       
  7   SOLE VOTING POWER
     
NUMBER OF   200,000
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   200,000
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  200,000
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  2.7%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  OO

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CUSIP No.
  
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12 

 

           
1   NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

Steven A. Calabrese
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
 
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  United States of America
       
  7   SOLE VOTING POWER
     
NUMBER OF   282,978*
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   282,978*
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  282,978*
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  3.9%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  IN
*Includes 280,000 shares owned by CCAG Limited Partnership and 2,978 shares owned by the Steven A. Calabrese Profit Sharing Trust.

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1   NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

CCAG Limited Partnership
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
 
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  Ohio
       
  7   SOLE VOTING POWER
     
NUMBER OF   280,000
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   280,000
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  280,000
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  3.8%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  PN

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CUSIP No.
  
502100-10-0 
   Page  
7 
   of   
12 

 

           
1   NAME OF REPORTING PERSON
I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

Steven A. Calabrese Profit Sharing Trust
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (SEE INSTRUCTIONS)
  (a)   þ 
  (b)   o 
     
3   SEC USE ONLY
   
   
     
4   SOURCE OF FUNDS (SEE INSTRUCTIONS)
   
  WC
     
5   CHECK IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) OR 2(e)
   
  o
     
6   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  Ohio
       
  7   SOLE VOTING POWER
     
NUMBER OF   2,978
       
SHARES 8   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY  
       
EACH 9   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   2,978
       
WITH 10   SHARED DISPOSITIVE POWER
     
   
     
11   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  2,978
     
12   CHECK IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o
     
13   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 11
   
  0.04%
     
14   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  EP

Table of Contents

                     
CUSIP No.
  
502100-10-0 
   Page  
8 
   of   
12 
Introduction.
     Pursuant to Rule 13d-1(k), this Amendment No. 9 to Schedule 13D is filed by AMG Investments, LLC (“AMG”), an Ohio limited liability company, Richard M. Osborne, the Richard M. Osborne Trust (the “Osborne Trust”), an Ohio trust, CCAG Limited Partnership (“CCAG”), an Ohio limited partnership and the Steven A. Calabrese Profit Sharing Trust (the “Calabrese Trust”), an Ohio trust (each a “Reporting Person” and together, the “Reporting Persons”), relating to shares of common stock, par value $1.00 per share (the “Shares”), of LNB Bancorp, Inc. (“LNB”), an Ohio corporation. Mr. Osborne and Mr. Calabrese are the managing members of AMG.
Item 2. Identity and Background.
     Item 2 is amended and supplemented as follows:
     (a) Pursuant to Rule 13d-1(k), this Schedule 13D is filed by AMG, Mr. Osborne, the Osborne Trust, Mr. Calabrese, CCAG and the Calabrese Trust. Mr. Osborne is the sole trustee of the Osborne Trust. Mr. Calabrese is co-trustee of the Calabrese Trust. Under the governing documents of the Calabrese Trust, Mr. Calabrese is in sole control of the Calabrese Trust.
     (b) The business address of the Osborne Trust is 8500 Station Street, Suite 113, Mentor, Ohio 44060. The business address of the Calabrese Trust is 1110 Euclid Avenue, Suite 300, Cleveland, Ohio 44115.
     (c) The Osborne Trust was established by Mr. Osborne for estate planning purposes. The principal business of the Calabrese Trust is asset investment services.
     (d) Negative with respect to the Osborne Trust and the Calabrese Trust.
     (e) Negative with respect to the Osborne Trust and the Calabrese Trust.
     (f) The Osborne Trust and the Calabrese Trust are organized under the laws of the State of Ohio.
Item 3. Source and Amount of Funds or Other Consideration.
     Item 3 is amended and supplemented as follows:
     The Shares reported in Item 5(c) as having been acquired by the Calabrese Trust were acquired for the aggregate purchase price of approximately $22,620 (excluding commissions) with funds of the Calabrese Trust.

 

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CUSIP No.
  
502100-10-0 
   Page  
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12 
Item 4. Purpose of Transaction.
     Item 4 is amended and supplemented as follows:
     On September 30, 2008, AMG, Mr. Osborne and Mr. Calabrese irrevocably waived their rights to designate two nominees to LNB’s board of directors pursuant to the Settlement Agreement dated April 18, 2008. The letter to LNB waiving these rights is attached as Exhibit 7.1.
     Pursuant to the instructions for items (a) through (j) of Item 4 of Schedule 13D, the Osborne Trust and the Calabrese Trust do not currently have plans or proposals that relate to or would result in any of the following:
     (i) an extraordinary corporate transaction, such as a merger, reorganization or liquidation, involving LNB;
     (ii) the sale or transfer of a material amount of assets of LNB;
     (iii) a change in the present board of directors or management of LNB;
     (iv) a material change in the present capitalization or dividend policy of LNB;
     (v) a material change in the business or corporate structure of LNB;
     (vi) a change to the articles of incorporation, or code of regulations of LNB, or an impediment to the acquisition of control of LNB by any person;
     (vii) the delisting from NASDAQ National Market’s Over-the-Counter Bulletin Board of LNB’s Shares;
     (viii) a class of equity securities of LNB becoming eligible for termination of registration pursuant to Section 12(g)(4) of the Securities Exchange Act of 1934, as amended; or
     (ix) any action similar to any of those enumerated in (i) through (viii) above.
     The Osborne Trust and the Calabrese Trust reserve the right to modify its plans and proposals described in this Item 4 and, as disclosed above, to acquire additional Shares or dispose of Shares from time to time depending on market conditions. Further, subject to applicable laws and regulations, the Osborne Trust and the Calabrese Trust may formulate plans and proposals that may result in the occurrence of an event set forth in (i) through (ix) above or in Item 4 of Schedule 13D.

 

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CUSIP No.
  
502100-10-0 
   Page  
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Item 5. Interest in Securities of the Issuer.
     Items 5(a), 5(b) and 5(c) are amended and supplemented as follows:
     (a) According to the most recently available filing with the Securities and Exchange Commission by LNB, there are 7,295,663 Shares outstanding.
     Mr. Osborne beneficially owns 200,000 Shares, or 2.7% of the outstanding Shares, which Shares are owned by the Osborne Trust. Mr. Calabrese beneficially owns 282,978 Shares, including 280,000 Shares owned by CCAG and 2,978 Shares owned by the Calabrese Trust, or 3.9% of the outstanding Shares. CCAG beneficially owns 280,000 Shares, or 3.8% of the outstanding Shares. The Calabrese Trust beneficially owns 2,978 Shares, or 0.04% of the outstanding Shares. AMG no longer owns any Shares. Together, Mr. Calabrese and Mr. Osborne have the power to vote 482,778 Shares, or 6.6% of the outstanding Shares.
     (b) As the sole trustee of the Osborne Trust, Mr. Osborne has sole power to vote, or to direct the voting of, and sole power to dispose, or to direct the disposition of, the Shares owned by the Osborne Trust. As co-trustee of the Calabrese Trust and under the governing documents of the Calabrese Trust, Mr. Calabrese has sole power to vote, or to direct the voting of, and sole power to dispose, or to direct the disposition of, the Shares owned by the Calabrese Trust.
     (c) On May 7, 2008, AMG made a pro-rata distribution of a total of 330,000 Shares to its members. Of the Shares distributed, 110,000 Shares were distributed to the Declaration of Trust dated 1/25/1991, as amended, an Ohio trust of which Mr. Calabrese is trustee, which Shares were transferred to CCAG, and 110,000 Shares were distributed to the Osborne Trust.
     In the past 60 days, the Calabrese Trust purchased 2,978 Shares in open market transactions as set forth below. The Reporting Persons have not effectuated any other transactions in the Shares in the past 60 days.
                         
                    Approximate Per Share Price
Date           Number of Shares   (Excluding Commissions)
9/15/2008
             100     $ 8.16  
9/23/2008
             900     $ 7.79  
9/24/2008
             4     $ 7.85  
9/25/2008
             1,000     $ 7.70  
9/25/2008
             974     $ 7.25  

 

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CUSIP No.
  
502100-10-0 
   Page  
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   of   
12 
Item 7. Material to be Filed as Exhibits.
     7.1 Letter to LNB Bancorp, Inc. dated September 30, 2008
     7.2 Joint Filing Agreement

 

Table of Contents

SIGNATURE
     After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Date: October 9, 2008
         
 
  AMG Investments, LLC    
 
        
 
  /s/ Richard M. Osborne
 
By: Richard M. Osborne, managing member 		   
 
        
 
  /s/ Steven A. Calabrese
 
Steven A. Calabrese, Individually 		   
 
        
 
  /s/ Richard M. Osborne
 
Richard M. Osborne, Individually 		   
 
        
 
  Richard M. Osborne Trust    
 
        
 
  /s/ Richard M. Osborne
 
By: Richard M. Osborne, sole trustee 		   
 
        
 
  Steven A. Calabrese Profit Sharing Trust    
 
        
 
  /s/ Steven A. Calabrese
 
By: Steven A. Calabrese, co-trustee 		   
 
        
 
  CCAG Limited Partnership    
 
            By: TGF, Inc., its general partner    
 
        
 
  /s/ Steven A. Calabrese
 
By: Steven A. Calabrese, president 		   

Page 12 of 12

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EXHIBIT INDEX
     
Exhibit Number   Description
 
    
7.1
  Letter to LNB Bancorp, Inc. dated September 30, 2008
 
    
7.2
  Joint Filing Agreement

 

EX-7.1 2 l34059aexv7w1.htm EX-7.1 EX-7.1
Exhibit 7.1
September 30, 2008
VIA FACSIMILE (440-244-4815) AND CERTIFIED MAIL
LNB Bancorp., Inc.
457 Broadway
Lorain, OH 44052
Attn: Daniel E. Klimas
Re:   Settlement Agreement, between and among Richard M. Osborne, Steven A. Calabrese, AMG Investments, LLC and LNB Bancorp., Inc., dated April 18, 2008 (the “Settlement Agreement”)
Dear Dan:
Please be advised that we hereby irrevocably waive our collective and/or individual right(s) to designate two individuals/nominees or successor nominees to LNB’s board of directors pursuant to Sections 3 and 5 of the Settlement Agreement. In addition, we hereby confirm that neither Thomas Perciak nor Daniel Merkel has any agreement, express or implied with any of us, nor do they have any other obligation to act on our behalf with respect to their responsibilities as a director of LNB or The Lorain National Bank. Therefore, Messrs. Perciak and Merkel shall no longer be considered our designees as directors of LNB.
If you have any questions, please feel free to call us.
Very truly yours,
AMG Investments, LLC
         
/s/ Richard M. Osborne    
     
 
        
By:
  Richard M. Osborne    
 
  Managing Member    
 
        
/s/ Richard M. Osborne    
     
 
        
Richard M. Osborne, individually    
 
        
/s/ Steven A. Calabrese    
     
 
        
Steven A. Calabrese, individually    
 
        
cc:
  Marc C. Krantz, Esq.    
 
  John J. Jenkins, Esq.    
 
  Thomas P. Perciak    
 
  Daniel G. Merkel    

EX-7.2 3 l34059aexv7w2.htm EX-7.2 EX-7.2
Exhibit 7.2
AGREEMENT OF JOINT FILING
Pursuant to Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned persons hereby agree to file with the Securities and Exchange Commission, the Statement on Schedule 13D (the “Statement”) to which this Agreement is attached as an exhibit, and agree that such Statement, as so filed, is filed on behalf of each of them.
This Agreement may be executed in counterparts, each of which when so executed shall be deemed to be an original, and all of which together shall be deemed to constitute one and the same instrument.
IN WITNESS WHEREOF, the undersigned have executed this Agreement.
Date: October 9, 2008
         
 
  AMG Investments, LLC    
 
        
 
  /s/ Richard M. Osborne
 
By: Richard M. Osborne, managing member 		   
 
        
 
  /s/ Steven A. Calabrese
 
Steven A. Calabrese, Individually 		   
 
        
 
  /s/ Richard M. Osborne
 
Richard M. Osborne, Individually 		   
 
        
 
  Richard M. Osborne Trust    
 
        
 
  /s/ Richard M. Osborne
 
By: Richard M. Osborne, sole trustee 		   
 
        
 
  Steven A. Calabrese Profit Sharing Trust    
 
        
 
  /s/ Steven A. Calabrese
 
By: Steven A. Calabrese, co-trustee 		   
 
        
 
  CCAG Limited Partnership    
 
            By: TGF, Inc., its general partner    
 
        
 
  /s/ Steven A. Calabrese
 
By: Steven A. Calabrese, president 		   

 

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