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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2005

LNB BANCORP, INC.

(Exact name of registrant as specified in its charter)

Ohio (State or other jurisdiction	0-13203 (Commission	34-1406303 (IRS Employer
of incorporation)	File Number)	Identification No.)
457 Broadway, Lorain, Ohio		44052 - 1769
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (440) 244-6000

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02. Results of Operations and Financial Conditions.

On January 28, 2005, the registrant issued a press release announcing the results of operations for the fiscal year ended December 31, 2004. The press release is attached as Exhibit No. 99 and incorporated herein by reference.

Item 9.01. Financial Statement and Exhibits .

( c )	Exhibits.
	The following exhibit is furnished herewith:

Exhibit Number	Exhibit Description
99	Press release dated January 28, 2005 announcing the results of operations for the fiscal year ended December 31, 2004.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	LNB BANCORP, INC.
Date: January 31, 2005	By: /s/ Terry M. White Terry M. White Executive Vice President, Chief Financial Officer and Corporate Secretary