8-K 1 k81234e8vk.txt CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 November 21, 2003 Date of Report (Date of earliest event reported) LNB Bancorp, Inc. (Exact Name of Registrant as Specified in its Charter) Ohio 000-13203 34-1406303 (State or Other Jurisdiction (Commission File Number) (IRS Employer of Incorporation) Identification No.) 457 Broadway, Lorain, Ohio 44052 (Address of Principal Executive Offices) (Zip Code) Registrant's Telephone Number, including Area Code: (440) 244-6000 Not Applicable (Former Name or Former Address, if Changed Since Last Report) ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (c) Exhibits The following exhibit is furnished herewith: Exhibit No. Description of Exhibit ----------- ---------------------- 99 Press Release of LNB Bancorp, Inc. ITEM 9. REGULATION FD DISCLOSURE On November 21, 2003, LNB Bancorp, Inc. issued the press release furnished as Exhibit 99 to this Current Report on Form 8-K. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: November 21, 2003 LNB Bancorp, Inc. By: /s/ Terry M. White ------------------ Executive Vice President and Chief Financial Officer EXHIBIT INDEX 99 Press Release of LNB Bancorp, Inc.