Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and Dividend Income
Loans	$ 10,523	$ 10,580	$ 21,039	$ 21,372
Securities:
U.S. Government agencies and corporations	1,612	2,070	3,089	4,206
State and political subdivisions	257	245	513	491
Trading securities				49
Other debt and equity securities	71	69	143	130
Federal funds sold and interest on deposits in banks	9	11	23	20
Total interest and dividend income	12,472	12,975	24,807	26,268
Interest Expense
Deposits	2,204	2,745	4,487	5,725
Federal Home Loan Bank advances	261	316	527	634
Short-term borrowings	1	1	2	2
Junior subordinated debentures	170	216	341	431
Total interest expense	2,636	3,278	5,357	6,792
Net Interest Income	9,836	9,697	19,450	19,476
Provision for Loan Losses (Note 6)	3,345	2,109	5,445	4,218
Net interest income after provision for loan losses	6,491	7,588	14,005	15,258
Noninterest Income
Investment and trust services	470	563	873	1,008
Deposit service charges	1,000	1,094	1,916	2,033
Other service charges and fees	819	826	1,725	1,620
Income from bank owned life insurance	175	173	349	344
Other income	41	69	120	162
Total fees and other income	2,505	2,725	4,983	5,167
Securities gains, net	88		500	38
Gains on sale of loans	238	195	417	387
Loss on sale of other assets, net	(27)	(24)	(25)	(45)
Total noninterest income	2,804	2,896	5,875	5,547
Noninterest Expense
Salaries and employee benefits	4,072	3,911	8,163	7,829
Furniture and equipment	798	917	1,478	1,850
Net occupancy	588	581	1,200	1,196
Professional fees	445	595	931	1,148
Marketing and public relations	275	326	546	572
Supplies, postage and freight	289	302	561	644
Telecommunications	169	211	384	423
Ohio franchise tax	298	281	596	562
FDIC assessments	399	557	973	1,085
Other real estate owned	207	71	797	152
Electronic banking expenses	223	238	432	422
Loan and collection expense	310	450	752	773
Other expense	449	518	898	995
Total noninterest expense	8,522	8,958	17,711	17,651
Income before income tax expense	773	1,526	2,169	3,154
Income tax expense	61	283	327	580
Net Income	712	1,243	1,842	2,574
Dividends and accretion on preferred stock	318	318	637	637
Net Income Available to Common Shareholders	$ 394	$ 925	$ 1,205	$ 1,937
Net Income Per Common Share (Note 2)
Basic	$ 0.05	$ 0.12	$ 0.15	$ 0.26
Diluted	$ 0.05	$ 0.12	$ 0.15	$ 0.26
Dividends declared	$ 0.01	$ 0.01	$ 0.02	$ 0.02
Average Common Shares Outstanding
Basic	7,884,749	7,363,161	7,878,119	7,343,023
Diluted	7,884,934	7,363,161	7,878,224	7,343,023