CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Operating Activities
Net income	$ 4,108	$ 3,629
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	1,793
Depreciation and amortization	441	418
Amortization (accretion) of premiums and discounts	198	909
Amortization of intangibles	67	67
Amortization of loan servicing rights	190	137
Amortization of deferred loan fees	(95)	(162)
Income from cash surrender value of bank-owned life insurance policies	(644)	(342)
Federal deferred income tax expense (benefit)	321	(157)
Securities gains, net	(192)	5
Share-based compensation expense	186	131
Loans originated for sale	(45,381)	(47,977)
Proceeds from sales of loan originations	53,177	51,197
Net gain from loan sales	(1,364)	(1,593)
Net loss on sale of other assets	(7)	(10)
Net decrease (increase) in accrued interest receivable and other assets	(3,166)	(5,489)
Net increase (decrease) in accrued interest payable, taxes and other liabilities	104	5,313
Net cash provided by operating activities	7,943	7,869
Investing Activities
Proceeds from sales of available-for-sale securities	1,920	2,327
Proceeds from maturities of available-for-sale securities	51,131	29,214
Purchase of available-for-sale securities	(45,146)	(30,824)
Net increase in loans made to customers	(5,439)	(7,572)
Proceeds from the sale of other real estate owned	222	371
Death benefit from bank owned life insurance	566	0
Purchase of bank premises and equipment	(506)	(125)
Proceeds from sale of bank premises and equipment	3	6
Net cash provided by (used in) investing activities	2,751	(6,603)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	(9,537)	12,619
Net increase in savings, money market and interest-bearing demand	23,680	17,781
Net decrease in certificates of deposit	2,153	(27,051)
Net increase (decrease) in short-term borrowings	(9,976)	(1,214)
Proceeds from Federal Home Loan Bank advances	25,000	0
Payment of Federal Home Loan Bank advances	(32,400)	0
Deferred FHLB prepayment penalty	106	105
Redemption of Fixed-Rate Cumulative Perpetual Preferred stock	0	(7,670)
Proceeds from exercise of stock options	3	0
Purchase of Treasury Stock	(184)	(85)
Dividends paid	(580)	(228)
Net cash provided by financing activities	(1,735)	(5,743)
Net increase (decrease) in cash and cash equivalents	8,959	(4,477)
Cash and cash equivalents, January 1	24,142	52,272
Cash and cash equivalents, June 30	33,101	47,795
Supplemental cash flow information
Interest paid	2,696	2,909
Income taxes paid	1,350	100
Transfer of loans to other real estate owned	$ 234	$ 824