CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Operating Activities
Net income	$ 5,715	$ 4,455
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,513	3,350
Depreciation and amortization	668	771
Amortization (accretion) of premiums and discounts	1,328	1,749
Amortization of intangibles	101	102
Amortization of loan servicing rights	284	144
Amortization of deferred loan fees	(197)	(129)
Income from cash surrender value of bank-owned life insurance policies	(514)	(512)
Federal deferred income tax expense (benefit)	(1,100)	665
Securities gains, net	5	(178)
Share-based compensation expense	238	225
Loans originated for sale	(81,476)	(85,753)
Proceeds from sales of loan originations	87,111	92,895
Net gain from loan sales	(2,649)	(1,617)
Net loss on sale of other assets	(26)	17
Net decrease (increase) in accrued interest receivable and other assets	(6,817)	741
Net increase (decrease) in accrued interest payable, taxes and other liabilities	(223)	1,113
Net cash provided by operating activities	4,961	18,038
Investing Activities
Proceeds from sales of available-for-sale securities	2,327	2,272
Proceeds from maturities of available-for-sale securities	36,550	57,553
Purchase of available-for-sale securities	(37,275)	(82,258)
Net increase in loans made to customers	(23,609)	(12,294)
Proceeds from the sale of other real estate owned	861	868
Purchase of bank premises and equipment	(1,299)	(382)
Proceeds from sale of bank premises and equipment	6	15
Net cash provided by (used in) investing activities	(22,439)	(34,226)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	4,991	(23)
Net increase in savings, money market and interest-bearing demand	57,372	14,271
Net decrease in certificates of deposit	(51,168)	18,405
Net increase (decrease) in short-term borrowings	(1,902)	528
Proceeds from Federal Home Loan Bank advances	0	196
Payment of Federal Home Loan Bank advances	0	(10)
Deferred FHLB prepayment penalty	160	0
Redemption of Fixed-Rate Cumulative Perpetual Preferred stock	(7,670)	0
Purchase of Treasury Stock	(85)	0
Dividends paid	(325)	(748)
Net cash provided by financing activities	1,373	32,619
Net increase (decrease) in cash and cash equivalents	(16,105)	16,431
Cash and cash equivalents, January 1	52,272	30,659
Cash and cash equivalents, September 30	36,167	47,090
Supplemental cash flow information
Interest paid	4,297	4,744
Income taxes paid	1,050	1,825
Transfer of loans to other real estate owned	$ 1,029	$ 633