CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and Dividend Income
Loans	$ 8,960	$ 8,973	$ 27,076	$ 27,291
Securities:
U.S. Government agencies and corporations	1,007	908	3,075	2,616
State and political subdivisions	311	301	924	887
Other debt and equity securities	66	115	250	337
Federal funds sold and short-term investments	6	7	30	23
Total interest income	10,350	10,304	31,355	31,154
Interest Expense
Deposits	1,026	1,200	3,131	3,685
Federal Home Loan Bank advances	158	158	470	469
Short-term borrowings	20	0	73	1
Junior subordinated debentures	170	171	508	511
Total interest expense	1,374	1,529	4,182	4,666
Net Interest Income	8,976	8,775	27,173	26,488
Provision for Loan Losses (Note 5)	720	950	2,513	3,350
Net interest income after provision for loan losses	8,256	7,825	24,660	23,138
Noninterest Income
Investment and trust services	425	363	1,281	1,178
Deposit service charges	850	923	2,469	2,608
Other service charges and fees	771	820	2,262	2,459
Income from bank owned life insurance	172	174	514	512
Other income	71	(218)	328	335
Total fees and other income	2,289	2,062	6,854	7,092
Securities gains (losses), net (Note 4)	0	0	(5)	178
Gains on sale of loans	1,056	374	2,649	1,617
Loss on sale of other assets, net	16	30	26	(17)
Total noninterest income	3,361	2,466	9,524	8,870
Noninterest Expense
Salaries and employee benefits	4,649	4,200	13,754	13,451
Furniture and equipment	1,200	1,076	3,525	3,159
Net occupancy	568	564	1,784	1,701
Professional fees	421	337	1,341	1,413
Marketing and public relations	333	300	1,123	938
Supplies, postage and freight	243	228	675	809
Telecommunications	164	164	477	501
Ohio Financial Institutions Tax	224	304	671	914
Intangible asset amortization	34	35	101	102
FDIC assessments	255	293	788	773
Other real estate owned	5	155	66	280
Loan and collection expense	331	268	1,001	1,030
Other expense	391	377	1,169	1,133
Total noninterest expense	8,818	8,301	26,475	26,204
Income before income tax expense	2,799	1,990	7,709	5,804
Income tax expense	713	471	1,994	1,349
Net Income	2,086	1,519	5,715	4,455
Other comprehensive income (loss), net of taxes:
Changes in unrealized securities' holding gain (loss), net of taxes	481	(2,324)	3,733	(6,038)
Reclassified amounts out of accumulated other comprehensive income, net of tax	0	0	(3)	117
Total other comprehensive income (loss), net of taxes	481	(2,324)	3,736	(6,155)
Comprehensive Income (Loss)	2,567	(805)	9,451	(1,700)
Net Income	2,086	1,519	5,715	4,455
Dividends and accretion on preferred stock	0	109	16	483
Net Income Available to Common Shareholders	$ 2,086	$ 1,410	$ 5,699	$ 3,972
Net Income Per Common Share (Note 2)
Basic (in dollars per share)	$ 0.22	$ 0.15	$ 0.59	$ 0.44
Diluted (in dollars per share)	$ 0.22	$ 0.15	$ 0.59	$ 0.44
Dividends declared (in dollars per share)	$ 0.01	$ 0.01	$ 0.03	$ 0.03
Average Common Shares Outstanding
Basic (Shares)	9,626,536	9,213,170	9,622,736	8,840,945
Diluted (in shares)	9,659,254	9,225,462	9,637,355	8,850,129