CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Operating Activities
Net income	$ 3,629	$ 2,936
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,793	2,400
Depreciation and amortization	418	524
Amortization (accretion) of premiums and discounts	909	1,125
Amortization of intangibles	67	67
Amortization of loan servicing rights	137	68
Amortization of deferred loan fees	(162)	(124)
Income from cash surrender value of bank-owned life insurance policies	(342)	0
Federal deferred income tax expense (benefit)	(157)	(276)
Securities gains, net	5	(178)
Share-based compensation expense	131	146
Loans originated for sale	(47,977)	(59,959)
Proceeds from sales of loan originations	51,197	65,413
Net gain from loan sales	(1,593)	(1,243)
Net loss on sale of other assets	(10)	47
Net decrease (increase) in accrued interest receivable and other assets	(5,489)	1,477
Net increase (decrease) in accrued interest payable, taxes and other liabilities	5,313	837
Net cash provided by operating activities	7,869	13,260
Investing Activities
Proceeds from sales of available-for-sale securities	2,327	2,272
Proceeds from maturities of available-for-sale securities	29,214	47,631
Purchase of available-for-sale securities	(30,824)	(81,666)
Purchase of trading securities	0	0
Purchase of Federal Home Loan Bank Stock	0	0
Net increase in loans made to customers	(7,572)	(2,679)
Proceeds from the sale of other real estate owned	371	398
Purchase of bank premises and equipment	(125)	(276)
Proceeds from sale of bank premises and equipment	6	15
Net cash provided by (used in) investing activities	(6,603)	(34,305)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	12,619	(1,166)
Net increase in savings, money market and interest-bearing demand	17,781	18,783
Net decrease in certificates of deposit	(27,051)	22,070
Net increase (decrease) in short-term borrowings	(1,214)	744
Proceeds from Federal Home Loan Bank advances	0	36
Payment of Federal Home Loan Bank advances	0	(7)
Deferred FHLB prepayment penalty	105	0
Redemption of Fixed-Rate Cumulative Perpetual Preferred stock	(7,670)	0
Purchase of Treasury Stock	(85)	0
Dividends paid	(228)	(540)
Net cash provided by financing activities	(5,743)	39,920
Net increase (decrease) in cash and cash equivalents	(4,477)	18,875
Cash and cash equivalents, January 1	52,272	30,659
Cash and cash equivalents, June 30	47,795	49,534
Supplemental cash flow information
Interest paid	2,909	3,193
Income taxes paid	100	1,065
Transfer of loans to other real estate owned	$ 824	$ 260